Capital Small Finance Bank Intrinsic Value
Capital Small Finance Bank (CAPITALSFB) median intrinsic value is ₹374.40 from 8 valuation models (range ₹233–₹703), vs current price ₹281.00 — +33.2% upside (Trading Below Calculated Value), margin of safety 24.9%. Browse CAPITALSFB annual financials for revenue, profit, balance sheet and cash flow data.
CAPITALSFB Valuation Methods Summary — DCF, Graham Number & P/E
Capital Small Finance Bank intrinsic value across 8 models vs current price ₹281.00 — upside/downside and value range per method. Also explore CAPITALSFB price movement history to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹374.40 | ₹299.52 - ₹449.28 | +33.2% | EPS: ₹31.20, Sector P/E: 12x |
| Book Value Method | asset | ₹238.22 | ₹214.40 - ₹262.04 | -15.2% | Book Value/Share: ₹297.78, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹233.11 | ₹209.80 - ₹256.42 | -17.0% | Revenue/Share: ₹233.11, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹702.50 | ₹562.00 - ₹843.00 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹351.87 | ₹316.68 - ₹387.06 | +25.2% | EPS Growth: 14.1%, Fair P/E: 11.3x |
| Growth Adjusted P/E | growth | ₹266.45 | ₹239.81 - ₹293.10 | -5.2% | Revenue Growth: 13.5%, Adj P/E: 8.5x |
| ROE Based Valuation | profitability | ₹376.00 | ₹338.40 - ₹413.60 | +33.8% | ROE: 10.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹457.21 | ₹411.49 - ₹502.93 | +62.7% | EPS: ₹31.20, BVPS: ₹297.78 |
CAPITALSFB Intrinsic Value vs Market Price — All Valuation Models
Capital Small Finance Bank fair value range ₹233–₹703 vs current market price ₹281.00 across 8 valuation models. For current market price and key ratios, visit Capital Small Finance Bank share price chart.
CAPITALSFB Intrinsic Value Analysis — Undervalued or Overvalued?
Capital Small Finance Bank median intrinsic value ₹374.40, current price ₹281.00 — Trading Below Calculated Value by 33.2%, margin of safety 24.9%.
What is the intrinsic value of CAPITALSFB?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Capital Small Finance Bank (CAPITALSFB) is ₹374.40 (median value). With the current market price of ₹281.00, this represents a +33.2% variance from our estimated fair value.
The valuation range spans from ₹233.11 to ₹702.50, indicating ₹233.11 - ₹702.50.
Is CAPITALSFB undervalued or overvalued?
Based on our multi-method analysis, Capital Small Finance Bank (CAPITALSFB) appears to be trading below calculated value by approximately 33.2%.
CAPITALSFB Financial Health — Key Ratios vs Industry Benchmarks
Capital Small Finance Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.11 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 10.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 65.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CAPITALSFB Cash Flow Quality — Operating & Free Cash Flow
Capital Small Finance Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹280 Cr | ₹252 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹116 Cr | ₹34 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹75 Cr | ₹-26 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-211 Cr | ₹-218 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹174 Cr | ₹168 Cr | Positive Free Cash Flow | 8/10 |