Capital Small Finance Bank Intrinsic Value
CAPITALSFB Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹360.00 | ₹288.00 - ₹432.00 | +40.2% | EPS: ₹30.00, Sector P/E: 12x |
| Book Value Method | asset | ₹238.22 | ₹214.40 - ₹262.04 | -7.2% | Book Value/Share: ₹297.78, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹245.56 | ₹221.00 - ₹270.12 | -4.4% | Revenue/Share: ₹245.56, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹200.00 | ₹180.00 - ₹220.00 | -22.1% | EBITDA: ₹180.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹641.88 | ₹513.50 - ₹770.26 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹311.62 | ₹280.46 - ₹342.78 | +21.4% | EPS Growth: 13.0%, Fair P/E: 10.4x |
| Growth Adjusted P/E | growth | ₹257.99 | ₹232.19 - ₹283.79 | +0.5% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹362.67 | ₹326.40 - ₹398.94 | +41.3% | ROE: 10.1%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹448.33 | ₹403.50 - ₹493.16 | +74.6% | EPS: ₹30.00, BVPS: ₹297.78 |
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Valuation Comparison Chart
CAPITALSFB Intrinsic Value Analysis
What is the intrinsic value of CAPITALSFB?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Capital Small Finance Bank (CAPITALSFB) is ₹311.62 (median value). With the current market price of ₹256.75, this represents a +21.4% variance from our estimated fair value.
The valuation range spans from ₹200.00 to ₹641.88, indicating ₹200.00 - ₹641.88.
Is CAPITALSFB undervalued or overvalued?
Based on our multi-method analysis, Capital Small Finance Bank (CAPITALSFB) appears to be trading below calculated value by approximately 21.4%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.11 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 10.1% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Capital Small Finance Bank
Additional stock information and data for CAPITALSFB
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹280 Cr | ₹252 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹116 Cr | ₹34 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹75 Cr | ₹-26 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-211 Cr | ₹-218 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹174 Cr | ₹168 Cr | Positive Free Cash Flow | 8/10 |