Canara HSBC Life Insurance Company Intrinsic Value
CANHLIFE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹42.09 | ₹33.67 - ₹50.51 | -70.0% | EPS: ₹1.00, Sector P/E: 12x |
| Book Value Method | asset | ₹28.06 | ₹25.25 - ₹30.87 | -80.0% | Book Value/Share: ₹15.97, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹110.45 | ₹99.41 - ₹121.50 | -21.3% | Revenue/Share: ₹138.06, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹56.12 | ₹50.51 - ₹61.73 | -60.0% | EBITDA: ₹137.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹118.05 | ₹94.44 - ₹141.66 | -15.9% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹42.09 | ₹37.88 - ₹46.30 | -70.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹42.09 | ₹37.88 - ₹46.30 | -70.0% | Revenue Growth: 10.6%, Adj P/E: 8.4x |
| ROE Based Valuation | profitability | ₹70.15 | ₹63.14 - ₹77.17 | -50.0% | ROE: 8.2%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹42.09 | ₹37.88 - ₹46.30 | -70.0% | EPS: ₹1.00, BVPS: ₹15.97 |
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Valuation Comparison Chart
CANHLIFE Intrinsic Value Analysis
What is the intrinsic value of CANHLIFE?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Canara HSBC Life Insurance Company (CANHLIFE) is ₹42.09 (median value). With the current market price of ₹140.30, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹28.06 to ₹118.05, indicating ₹28.06 - ₹118.05.
Is CANHLIFE undervalued or overvalued?
Based on our multi-method analysis, Canara HSBC Life Insurance Company (CANHLIFE) appears to be trading above calculated value by approximately 70.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.04 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 8.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -43.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.31x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Canara HSBC Life Insurance Company
Additional stock information and data for CANHLIFE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1,208 Cr | ₹851 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹2,310 Cr | ₹1,288 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹2,593 Cr | ₹1,305 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1,998 Cr | ₹1,034 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹2,340 Cr | ₹1,222 Cr | Positive Free Cash Flow | 8/10 |