Groww Intrinsic Value
GROWW • Capital Markets
Current Stock Price
₹150.12
Primary Intrinsic Value
₹45.04
Market Cap
₹6155 Cr
-38.9%
Downside
Median Value
₹91.76
Value Range
₹45 - ₹300
Assessment
Trading Above Calculated Value
Safety Margin
-63.6%
GROWW Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹45.04 | ₹36.03 - ₹54.05 | -70.0% | EPS: ₹3.16, Sector P/E: 12x |
| Book Value Method | asset | ₹118.41 | ₹106.57 - ₹130.25 | -21.1% | Book Value/Share: ₹118.41, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹83.59 | ₹75.23 - ₹91.95 | -44.3% | Revenue/Share: ₹104.49, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹300.24 | ₹270.22 - ₹330.26 | +100.0% | EBITDA: ₹2624.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹293.20 | ₹234.56 - ₹351.84 | +95.3% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹45.04 | ₹40.54 - ₹49.54 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹45.04 | ₹40.54 - ₹49.54 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹300.24 | ₹270.22 - ₹330.26 | +100.0% | ROE: 38.8%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹91.76 | ₹82.58 - ₹100.94 | -38.9% | EPS: ₹3.16, BVPS: ₹118.41 |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
GROWW Intrinsic Value Analysis
What is the intrinsic value of GROWW?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Groww (GROWW) is ₹91.76 (median value). With the current market price of ₹150.12, this represents a -38.9% variance from our estimated fair value.
The valuation range spans from ₹45.04 to ₹300.24, indicating ₹45.04 - ₹300.24.
Is GROWW undervalued or overvalued?
Based on our multi-method analysis, Groww (GROWW) appears to be trading above calculated value by approximately 38.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 37.51 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 38.8% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 59.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.43x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Groww
Additional stock information and data for GROWW
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-962 Cr | ₹-962 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹885 Cr | ₹430 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹548 Cr | ₹367 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-349 Cr | ₹-1,105 Cr | Negative Cash Flow | 3/10 |