Banco Products Intrinsic Value
Banco Products (BANCOINDIA) median intrinsic value is ₹466.08 from 9 valuation models (range ₹249–₹1273), vs current price ₹636.25 — -26.7% downside (Trading Above Calculated Value), margin of safety -36.5%. Browse Banco Products financial data for revenue, profit, balance sheet and cash flow data.
BANCOINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Banco Products intrinsic value across 9 models vs current price ₹636.25 — upside/downside and value range per method. Also explore BANCOINDIA price trends to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹466.08 | ₹372.86 - ₹559.30 | -26.7% | EPS: ₹38.84, Sector P/E: 12x |
| Book Value Method | asset | ₹449.31 | ₹404.38 - ₹494.24 | -29.4% | Book Value/Share: ₹449.31, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹1202.76 | ₹1082.48 - ₹1323.04 | +89.0% | Revenue/Share: ₹1503.45, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹1272.50 | ₹1145.25 - ₹1399.75 | +100.0% | EBITDA: ₹804.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹456.80 | ₹365.44 - ₹548.16 | -28.2% | CF Growth: 1.5%, Discount: 15% |
| PEG Ratio Method | growth | ₹248.58 | ₹223.72 - ₹273.44 | -60.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹320.04 | ₹288.04 - ₹352.04 | -49.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1272.50 | ₹1145.25 - ₹1399.75 | +100.0% | ROE: 42.7%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹626.62 | ₹563.96 - ₹689.28 | -1.5% | EPS: ₹38.84, BVPS: ₹449.31 |
BANCOINDIA Intrinsic Value vs Market Price — All Valuation Models
Banco Products fair value range ₹249–₹1273 vs current market price ₹636.25 across 9 valuation models. For current market price and key ratios, visit BANCOINDIA share price screener.
BANCOINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Banco Products median intrinsic value ₹466.08, current price ₹636.25 — Trading Above Calculated Value by 26.7%, margin of safety -36.5%.
What is the intrinsic value of BANCOINDIA?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Banco Products (BANCOINDIA) is ₹466.08 (median value). With the current market price of ₹636.25, this represents a -26.7% variance from our estimated fair value.
The valuation range spans from ₹248.58 to ₹1272.50, indicating ₹248.58 - ₹1272.50.
Is BANCOINDIA undervalued or overvalued?
Based on our multi-method analysis, Banco Products (BANCOINDIA) appears to be trading above calculated value by approximately 26.7%.
BANCOINDIA Financial Health — Key Ratios vs Industry Benchmarks
Banco Products financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 5.19 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 42.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 14.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.53x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
BANCOINDIA Cash Flow Quality — Operating & Free Cash Flow
Banco Products operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹164 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹458 Cr | ₹401 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-42 Cr | ₹-54 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹57 Cr | ₹5 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹157 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |