Banco Products Intrinsic Value
Banco Products (BANCOINDIA) median intrinsic value is ₹580.69 from 9 valuation models (range ₹258–₹1246), vs current price ₹622.75 — -6.8% downside (Trading Near Calculated Value), margin of safety -7.2%. Read Banco Products dividend policy for the complete payout history and dividend yield track record.
BANCOINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Banco Products intrinsic value across 9 models vs current price ₹622.75 — upside/downside and value range per method. For current market price and key ratios, visit BANCOINDIA share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹483.36 | ₹386.69 - ₹580.03 | -22.4% | EPS: ₹40.28, Sector P/E: 12x |
| Book Value Method | asset | ₹580.69 | ₹522.62 - ₹638.76 | -6.8% | Book Value/Share: ₹580.69, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹1227.03 | ₹1104.33 - ₹1349.73 | +97.0% | Revenue/Share: ₹1533.79, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹1245.50 | ₹1120.95 - ₹1370.05 | +100.0% | EBITDA: ₹952.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹456.80 | ₹365.44 - ₹548.16 | -26.6% | CF Growth: 1.5%, Discount: 15% |
| PEG Ratio Method | growth | ₹257.79 | ₹232.01 - ₹283.57 | -58.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹331.91 | ₹298.72 - ₹365.10 | -46.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1245.50 | ₹1120.95 - ₹1370.05 | +100.0% | ROE: 34.9%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹725.45 | ₹652.91 - ₹798.00 | +16.5% | EPS: ₹40.28, BVPS: ₹580.69 |
BANCOINDIA Intrinsic Value vs Market Price — All Valuation Models
Banco Products fair value range ₹258–₹1246 vs current market price ₹622.75 across 9 valuation models. Analyse BANCOINDIA shareholder distribution to track promoter, FII and institutional holdings.
BANCOINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Banco Products median intrinsic value ₹580.69, current price ₹622.75 — Trading Near Calculated Value by 6.8%, margin of safety -7.2%.
What is the intrinsic value of BANCOINDIA?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Banco Products (BANCOINDIA) is ₹580.69 (median value). With the current market price of ₹622.75, this represents a -6.8% variance from our estimated fair value.
The valuation range spans from ₹257.79 to ₹1245.50, indicating ₹257.79 - ₹1245.50.
Is BANCOINDIA undervalued or overvalued?
Based on our multi-method analysis, Banco Products (BANCOINDIA) appears to be trading near calculated value by approximately 6.8%.
BANCOINDIA Financial Health — Key Ratios vs Industry Benchmarks
Banco Products financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 10.47 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 34.9% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 20.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.45x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
BANCOINDIA Cash Flow Quality — Operating & Free Cash Flow
Banco Products operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹164 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹458 Cr | ₹401 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-42 Cr | ₹-54 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹57 Cr | ₹5 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹157 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |