Banco Products Intrinsic Value
BANCOINDIA Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹466.08 | ₹372.86 - ₹559.30 | -30.3% | EPS: ₹38.84, Sector P/E: 12x |
| Book Value Method | asset | ₹449.31 | ₹404.38 - ₹494.24 | -32.8% | Book Value/Share: ₹449.31, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹1202.76 | ₹1082.48 - ₹1323.04 | +80.0% | Revenue/Share: ₹1503.45, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹1336.60 | ₹1202.94 - ₹1470.26 | +100.0% | EBITDA: ₹804.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹456.80 | ₹365.44 - ₹548.16 | -31.6% | CF Growth: 1.5%, Discount: 15% |
| PEG Ratio Method | growth | ₹248.58 | ₹223.72 - ₹273.44 | -62.8% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹320.04 | ₹288.04 - ₹352.04 | -52.1% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1336.60 | ₹1202.94 - ₹1470.26 | +100.0% | ROE: 42.7%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹626.62 | ₹563.96 - ₹689.28 | -6.2% | EPS: ₹38.84, BVPS: ₹449.31 |
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Valuation Comparison Chart
BANCOINDIA Intrinsic Value Analysis
What is the intrinsic value of BANCOINDIA?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Banco Products (BANCOINDIA) is ₹466.08 (median value). With the current market price of ₹668.30, this represents a -30.3% variance from our estimated fair value.
The valuation range spans from ₹248.58 to ₹1336.60, indicating ₹248.58 - ₹1336.60.
Is BANCOINDIA undervalued or overvalued?
Based on our multi-method analysis, Banco Products (BANCOINDIA) appears to be trading above calculated value by approximately 30.3%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 5.19 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.18 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 42.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 14.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.53x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
Related Pages for Banco Products
Additional stock information and data for BANCOINDIA
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹164 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹458 Cr | ₹401 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-42 Cr | ₹-54 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹57 Cr | ₹5 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹157 Cr | ₹128 Cr | Positive Free Cash Flow | 8/10 |