Bajaj Finserv P/B Ratio
BAJAJFINSV • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
4.28
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
4.28
Current Price
₹2031.90
Book Value/Share
₹8027.12
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹128,434 Cr
Share Capital
₹160 Cr
Reserves & Surplus
₹72,236 Cr
Outstanding Shares
160,000,000
Book Value per Share
₹8027.12
Valuation Signal
Signal
Overvalued
Historical Avg
0.25
Historical Range
0.19 - 0.35
Percentile
100.0%
Sector Context
Sector Average
-12.05
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for Bajaj Finserv
- Stock appears overvalued with PB of 4.28, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 1598.4% above historical average
- Trading at premium to sector average PB of -12.05
View the current stock price of Bajaj Finserv for more insights.
P/B Ratio Historical Trend for Bajaj Finserv
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Bajaj Finserv
Additional stock information and data for BAJAJFINSV
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.25 | ₹8027.12 | ₹2039.90 | ₹128,434 | Low |
| 2024 | 0.24 | ₹6526.79 | ₹1568.10 | ₹103,776 | Low |
| 2023 | 0.35 | ₹4880.38 | ₹1685.80 | ₹77,598 | Low |
| 2022 | 0.19 | ₹8290.0 | ₹1547.85 | ₹66,320 | Low |
| 2021 | 0.23 | ₹7286.75 | ₹1640.60 | ₹58,294 | Low |
Sector P/B Ratio Comparison
Comparing Bajaj Finserv with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
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|---|---|---|---|---|
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