Bajaj Finance P/B Ratio
BAJFINANCE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.95
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
5.95
Current Price
₹977.35
Book Value/Share
₹7978.79
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹98,937 Cr
Share Capital
₹124 Cr
Reserves & Surplus
₹96,569 Cr
Outstanding Shares
124,000,000
Book Value per Share
₹7978.79
Valuation Signal
Signal
Overvalued
Historical Avg
0.16
Historical Range
0.11 - 0.23
Percentile
100.0%
Sector Context
Sector Average
-12.05
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for Bajaj Finance
- Stock appears overvalued with PB of 5.95, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 3618.8% above historical average
- Trading at premium to sector average PB of -12.05
View the current stock price of Bajaj Finance for more insights.
P/B Ratio Historical Trend for Bajaj Finance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Bajaj Finance
Additional stock information and data for BAJFINANCE
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.12 | ₹7978.79 | ₹986.80 | ₹98,937 | Low |
| 2024 | 0.11 | ₹6185.08 | ₹682.00 | ₹76,695 | Low |
| 2023 | 0.16 | ₹4493.55 | ₹733.00 | ₹54,372 | Low |
| 2022 | 0.18 | ₹3612.64 | ₹657.50 | ₹43,713 | Low |
| 2021 | 0.23 | ₹3076.5 | ₹698.00 | ₹36,918 | Low |
Sector P/B Ratio Comparison
Comparing Bajaj Finance with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -402.41 | ₹857 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -36.55 | ₹24 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -10.53 | ₹10 | Low |
| CMX Holdings | CMXLTD | -10.49 | ₹65 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.64 | ₹139 | Low |