AU Small Finance Bank P/B Ratio

Current P/B Ratio
3.81
High Valuation
High - Premium to book value, growth expectations or asset-light model

AU Small Finance Bank (AUBANK) P/B ratio is 3.81 (High), book value per share ₹70.00 vs Banks average P/B of 1.31 — High - Premium to book value, growth expectations or asset-light model. View AUBANK price range for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 3.81
Current Price ₹977.90
Book Value/Share ₹70.00
Exchange NSE

Book Value Breakdown (2017)

Balance Sheet Components
Total Equity ₹1,988 Cr
Share Capital ₹284 Cr
Reserves & Surplus ₹1,703 Cr
Outstanding Shares 284,000,000
Book Value per Share ₹70.00

Valuation Signal

Signal Overvalued
Historical Avg 4.76
Historical Range 4.76 - 4.76
Percentile 0.0%

Sector Context

Sector Average 1.31
Sector Median 1.26
Sector Rank #11 of 40
Sector Percentile 27.5%

AUBANK P/B Ratio — Valuation Insights & Book Value Analysis

AU Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 3.81 (High). Compare with AUBANK fair value to assess whether the stock is under or overvalued.

  • Stock appears overvalued with PB of 3.81, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of 1.31

AU Small Finance Bank P/B Ratio Historical Trend

AUBANK annual price-to-book ratio — 1 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see AUBANK screener.

AUBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

AU Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2017 4.76 ₹70.0 ₹333.40 ₹1,988 High

AUBANK vs Banks Peers — P/B Ratio Comparison

AU Small Finance Bank P/B 3.81 vs Banks average 1.31, median 1.26 — range 0.77–2.54.

Sector Average
1.31
Sector Median
1.26
Lowest P/B
0.77
Highest P/B
2.54
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.77 ₹9,307 Low
Bank of India BANKINDIA 0.78 ₹66,474 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
Punjab National Bank PNB 0.85 ₹117,285 Low
Capital Small Finance Ba… CAPITALSFB 0.86 ₹1,258 Low
ESAF Small Finance Bank ESAFSFB 0.87 ₹1,506 Low
Suryoday Small Finance B… SURYODAY 0.88 ₹1,779 Low
Central Bank of India CENTRALBK 0.89 ₹30,911 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.9 ₹2,401 Low
South Indian Bank SOUTHBANK 0.93 ₹10,732 Low