AU Small Finance Bank P/B Ratio
AU Small Finance Bank (AUBANK) P/B ratio is 3.81 (High), book value per share ₹70.00 vs Banks average P/B of 1.31 — High - Premium to book value, growth expectations or asset-light model. View AUBANK price range for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2017)
Valuation Signal
Sector Context
AUBANK P/B Ratio — Valuation Insights & Book Value Analysis
AU Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 3.81 (High). Compare with AUBANK fair value to assess whether the stock is under or overvalued.
- Stock appears overvalued with PB of 3.81, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 1.31
AU Small Finance Bank P/B Ratio Historical Trend
AUBANK annual price-to-book ratio — 1 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see AUBANK screener.
AUBANK Historical P/B Ratio — Book Value Per Share & Year-End Price
AU Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2017 | 4.76 | ₹70.0 | ₹333.40 | ₹1,988 | High |
AUBANK vs Banks Peers — P/B Ratio Comparison
AU Small Finance Bank P/B 3.81 vs Banks average 1.31, median 1.26 — range 0.77–2.54.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.77 | ₹9,307 | Low |
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| Punjab National Bank | PNB | 0.85 | ₹117,285 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.86 | ₹1,258 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.87 | ₹1,506 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.88 | ₹1,779 | Low |
| Central Bank of India | CENTRALBK | 0.89 | ₹30,911 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.9 | ₹2,401 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |