AU Small Finance Bank Intrinsic Value

AUBANK • Banks
Current Stock Price
₹992.10
Primary Intrinsic Value
₹198.42
Market Cap
₹281.8K Cr
-80.0% Downside
Median Value
₹198.42
Value Range
₹198 - ₹198
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

AUBANK Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹198.42 ₹178.58 - ₹218.26 -80.0% Book Value/Share: ₹70.00, P/B: 0.8x
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check AUBANK share price latest .

Valuation Comparison Chart

AUBANK Intrinsic Value Analysis

What is the intrinsic value of AUBANK?

Based on our comprehensive analysis using 1 different valuation methods, the estimated intrinsic value of AU Small Finance Bank (AUBANK) is ₹198.42 (median value). With the current market price of ₹992.10, this represents a -80.0% variance from our estimated fair value.

The valuation range spans from ₹198.42 to ₹198.42, indicating ₹198.42 - ₹198.42.

Is AUBANK undervalued or overvalued?

Based on our multi-method analysis, AU Small Finance Bank (AUBANK) appears to be trading above calculated value by approximately 80.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.09 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 4.94 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2017 ₹884 Cr ₹-16 Cr Positive Operating Cash Flow 6/10
March 2016 ₹-1,719 Cr ₹-1,719 Cr Negative Cash Flow 3/10
March 2015 ₹-1,125 Cr ₹-1,125 Cr Negative Cash Flow 3/10