Arman Financial Services P/B Ratio

ARMANFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.87
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.87
Current Price ₹1610.70
Book Value/Share ₹794.55
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹874 Cr
Share Capital ₹11 Cr
Reserves & Surplus ₹864 Cr
Outstanding Shares 11,000,000
Book Value per Share ₹794.55

Valuation Signal

Signal Fairly Valued
Historical Avg 3.98
Historical Range 1.67 - 6.08
Percentile 20.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Arman Financial Services

  • Current PB is 53.0% below historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Arman Financial Services for more insights.

P/B Ratio Historical Trend for Arman Financial Services

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.96 ₹794.55 ₹1557.40 ₹874 Moderate
2024 1.67 ₹739.09 ₹1237.65 ₹813 Moderate
2023 5.99 ₹406.67 ₹2437.70 ₹366 High
2022 6.08 ₹236.67 ₹1438.05 ₹213 High
2021 4.19 ₹207.78 ₹871.25 ₹187 High

Sector P/B Ratio Comparison

Comparing Arman Financial Services with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low