Arman Financial Services Complete Financial Statements
11 Years of Data
2025 - 2015
In FY2025, Arman Financial Services (ARMANFIN) reported revenue ₹159 Cr, net profit ₹8 Cr and EPS ₹7.62, with a net profit margin of 5.0% and ROE of 0.9%. Full financial statements from FY2015 to FY2025 (11 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. For live price, earnings ratios and company overview, see Arman Financial Services share price chart.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
5.03%
2025 data
EBITDA Margin
42.77%
2025 data
Operating Margin
43.00%
2025 data
Return on Assets
0.36%
2025 data
Return on Equity
0.92%
2025 data
Balance Sheet Ratios
Current Ratio
0.38
2025 data
Equity Ratio
39.25%
2025 data
Asset Turnover
0.07
2025 data
ARMANFIN Revenue, Net Profit & EBITDA — Year-on-Year Growth
ARMANFIN YoY (Sept 2024 vs Sept 2025) — revenue -12.6%, net profit -46.7%, EBITDA -22.7%, expenses -3.2%. Review ARMANFIN price earnings ratio to evaluate earnings-based valuation against sector peers.
Revenue Growth
-12.6%
Year-over-Year
Net Profit Growth
-46.7%
Year-over-Year
EBITDA Growth
-22.7%
Year-over-Year
Expense Growth
-3.2%
Year-over-Year
Assets Growth
-15.5%
Year-over-Year
Equity Growth
+7.5%
Year-over-Year
Operating Cash Flow Growth
+263.2%
Year-over-Year
Investing Cash Flow Growth
-372.2%
Year-over-Year
Financing Cash Flow Growth
-231.6%
Year-over-Year
ARMANFIN Income Statement — Revenue, EBITDA & Net Profit
Arman Financial Services revenue ₹159 Cr, EBITDA ₹68 Cr, net profit ₹8 Cr, EPS ₹7.62 (2025) — net profit margin 5.0%. Explore ARMANFIN intrinsic value to estimate fundamental worth using multiple valuation models.
Periods
₹ Crores
| Particulars | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 159 | 199 | 151 | 160 | 182 | 183 | 184 | 165 | 160 | 149 | 150 | 169 | 93 | 76 | 79 | 103 | 51 | 45 | 50 | 59 | 52 | 56 | 49 | 48 | 54 | 41 | 48 | 57 | 32 | 26 | 29 | 38 | 18 | 12 | 14 | 23 | 14 | 14 | 13 | 14 | 10 | 9 | 9 | 10 |
| Expenses | 91 | 135 | 110 | 80 | 94 | 55 | 78 | 114 | 34 | 37 | 35 | 42 | 30 | 29 | 30 | 29 | 24 | 25 | 23 | 24 | 31 | 28 | 20 | 27 | 15 | 14 | 13 | 17 | 10 | 10 | 10 | 13 | 8 | 5 | 7 | 8 | 5 | 4 | 4 | 7 | 3 | 3 | 3 | 4 |
| EBITDA | 68 | 65 | 42 | 80 | 88 | 128 | 107 | 51 | 126 | 112 | 114 | 127 | 63 | 47 | 49 | 74 | 27 | 20 | 27 | 35 | 21 | 28 | 29 | 21 | 39 | 28 | 35 | 40 | 22 | 16 | 19 | 25 | 9 | 7 | 7 | 15 | 9 | 10 | 9 | 8 | 7 | 6 | 6 | 6 |
| Operating Profit Margin % | 43.00% | 33.00% | 27.00% | 50.00% | 48.00% | 70.00% | 58.00% | 31.00% | 79.00% | 75.00% | 76.00% | 75.00% | 68.00% | 62.00% | 62.00% | 72.00% | 53.00% | 44.00% | 53.00% | 59.00% | 39.00% | 50.00% | 58.00% | 43.00% | 72.00% | 66.00% | 73.00% | 69.00% | 70.00% | 62.00% | 66.00% | 67.00% | 53.00% | 56.00% | 47.00% | 65.00% | 64.00% | 70.00% | 71.00% | 53.00% | 69.00% | 67.00% | 72.00% | 63.00% |
| Depreciation | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 50 | 52 | 52 | 51 | 65 | 63 | 65 | 57 | 67 | 63 | 64 | 71 | 36 | 25 | 29 | 44 | 20 | 20 | 20 | 25 | 19 | 25 | 22 | 17 | 23 | 19 | 19 | 21 | 12 | 13 | 11 | 15 | 8 | 8 | 5 | 10 | 6 | 6 | 5 | 5 | 4 | 3 | 3 | 4 |
| Profit Before Tax | 18 | 13 | -11 | 29 | 22 | 65 | 41 | -7 | 59 | 49 | 50 | 55 | 27 | 22 | 20 | 29 | 7 | 0 | 7 | 10 | 2 | 3 | 7 | 3 | 17 | 9 | 16 | 18 | 10 | 3 | 7 | 11 | 1 | -1 | 1 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 2 |
| Tax | 10 | 0 | 3 | 6 | 7 | 14 | 10 | 0 | 18 | 13 | 10 | 13 | 7 | 6 | 4 | 7 | 3 | -1 | 3 | 3 | 1 | -1 | 1 | 0 | 5 | 2 | 4 | 5 | 3 | 1 | 2 | 3 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 |
| Net Profit | 8 | 13 | -15 | 22 | 15 | 51 | 31 | -7 | 41 | 36 | 40 | 42 | 20 | 16 | 16 | 22 | 5 | 1 | 4 | 7 | 2 | 4 | 5 | 3 | 12 | 7 | 12 | 14 | 7 | 2 | 5 | 7 | 1 | -1 | 1 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 1 |
| Earnings Per Share (₹) | 7.62 | 12.17 | -13.90 | 21.13 | 14.56 | 52.23 | 29.88 | -6.94 | 48.04 | 42.63 | 47.03 | 47.71 | 23.45 | 19.17 | 18.51 | 25.87 | 5.71 | 1.02 | 4.21 | 8.27 | 1.79 | 5.11 | 6.28 | 3.44 | 17.31 | 10.34 | 17.42 | 16.45 | 10.05 | 3.50 | 7.35 | 10.37 | 1.15 | -1.33 | 1.35 | 4.53 | 3.59 | 3.39 | 3.87 | 2.49 | 2.93 | 2.25 | 2.95 | 2.00 |
ARMANFIN Balance Sheet — Assets, Liabilities & Shareholders' Equity
ARMANFIN total assets ₹2,227 Cr, total equity ₹874 Cr, total liabilities ₹ Cr (2025) — ROE 0.9%.
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Total Assets | 2,227 | 2,635 | 2,038 | 1,241 | 940 | 896 | 753 | 465 | 215 | 195 | 137 |
| Current Assets | 448 | 568 | 460 | 157 | 177 | 105 | 74 | 370 | 177 | 159 | 119 |
| Fixed Assets | 31 | 8 | 6 | 5 | 4 | 4 | 4 | 3 | 3 | 2 | 2 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 39 | 7 | 20 | 6 | 3 | 3 | 3 | 0 | 0 | 0 | 0 |
| Other Assets | 2,157 | 2,620 | 2,013 | 1,231 | 933 | 889 | 746 | 462 | 213 | 193 | 136 |
| LIABILITIES | |||||||||||
| Total Liabilities | |||||||||||
| Current Liabilities | 1,175 | 1,499 | 1,429 | 974 | 663 | 674 | 572 | 223 | 48 | 46 | 23 |
| Non-Current Liabilities | |||||||||||
| SHAREHOLDERS' EQUITY | |||||||||||
| Total Equity | 874 | 813 | 366 | 213 | 187 | 172 | 123 | 57 | 56 | 51 | 39 |
| Share Capital | 11 | 11 | 9 | 9 | 9 | 9 | 7 | 7 | 12 | 12 | 7 |
| Reserves & Surplus | 864 | 802 | 293 | 204 | 178 | 164 | 116 | 50 | 44 | 39 | 32 |
ARMANFIN Cash Flow Statement — Operating, Investing & Financing
Arman Financial Services operating cash flow ₹493 Cr, investing ₹-49 Cr, financing ₹-495 Cr, net cash flow ₹-51 Cr (2025).
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | 493 | -302 | -718 | -281 | 6 | -76 | -221 | -203 | 21 | -1 | 7 |
| Investing Activities | -49 | 18 | -13 | -2 | 2 | 2 | -1 | -12 | -2 | -7 | -1 |
| Financing Activities | -495 | 376 | 681 | 270 | 22 | 94 | 252 | 205 | -9 | 1 | -6 |
| Net Cash Flow | -51 | 92 | -49 | -12 | 30 | 20 | 30 | -9 | 10 | -7 | 1 |