Apoorva Leasing Finance Intrinsic Value

APOORVA • Financial Services
Current Stock Price
₹35.70
Primary Intrinsic Value
₹10.71
Market Cap
₹71.4 Cr
-60.3% Downside
Median Value
₹14.18
Value Range
₹11 - ₹60
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

APOORVA Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹10.71 ₹8.57 - ₹12.85 -70.0% EPS: ₹0.12, Sector P/E: 12x
Book Value Method asset ₹59.60 ₹53.64 - ₹65.56 +66.9% Book Value/Share: ₹74.50, P/B: 0.8x
Simple DCF (5Y) dcf ₹53.68 ₹42.94 - ₹64.42 +50.4% CF Growth: 2.0%, Discount: 15%
PEG Ratio Method growth ₹10.71 ₹9.64 - ₹11.78 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹10.71 ₹9.64 - ₹11.78 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹14.18 ₹12.76 - ₹15.60 -60.3% EPS: ₹0.12, BVPS: ₹74.50
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check APOORVA share price latest .

Valuation Comparison Chart

APOORVA Intrinsic Value Analysis

What is the intrinsic value of APOORVA?

Based on our comprehensive analysis using 6 different valuation methods, the estimated intrinsic value of Apoorva Leasing Finance (APOORVA) is ₹14.18 (median value). With the current market price of ₹35.70, this represents a -60.3% variance from our estimated fair value.

The valuation range spans from ₹10.71 to ₹59.60, indicating ₹10.71 - ₹59.60.

Is APOORVA undervalued or overvalued?

Based on our multi-method analysis, Apoorva Leasing Finance (APOORVA) appears to be trading above calculated value by approximately 60.3%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.00 Industry Standard: <0.5 Below 1.0 Indicates financial leverage level
Operating Margin 32.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹13 Cr ₹6 Cr Positive Free Cash Flow 7/10
March 2024 ₹21 Cr ₹5 Cr Positive Free Cash Flow 7/10
March 2023 ₹6 Cr ₹1 Cr Positive Free Cash Flow 7/10
March 2022 ₹30 Cr ₹15 Cr Positive Free Cash Flow 7/10
March 2021 ₹12 Cr ₹12 Cr Positive Free Cash Flow 8/10