Aadhar Housing Finance P/B Ratio

Current P/B Ratio
2.7
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Aadhar Housing Finance (AADHARHFC) P/B ratio is 2.7 (Moderate), book value per share ₹172.96 vs Financial Services average P/B of -3.59 — High - Premium to book value, growth expectations or asset-light model. Explore AADHARHFC true value to estimate fundamental worth using multiple valuation models.

Current Valuation Metrics

P/B Ratio 2.7
Current Price ₹461.65
Book Value/Share ₹172.96
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹7,541 Cr
Share Capital ₹436 Cr
Reserves & Surplus ₹7,067 Cr
Outstanding Shares 436,000,000
Book Value per Share ₹172.96

Valuation Signal

Signal Overvalued
Historical Avg 3.23
Historical Range 2.67 - 3.75
Percentile 33.3%

Sector Context

Sector Average -3.59
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

AADHARHFC P/B Ratio — Valuation Insights & Book Value Analysis

Aadhar Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 2.7 (Moderate). Read Aadhar Housing Finance dividend policy for the complete payout history and dividend yield track record.

  • Trading at premium to sector average PB of -3.59

Aadhar Housing Finance P/B Ratio Historical Trend

AADHARHFC annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Aadhar Housing Finance screener.

AADHARHFC Historical P/B Ratio — Book Value Per Share & Year-End Price

Aadhar Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 2.67 ₹172.96 ₹461.65 ₹7,541 Moderate
2025 3.28 ₹147.84 ₹485.05 ₹6,372 High
2024 3.75 ₹112.66 ₹422.60 ₹4,450 High

AADHARHFC vs Financial Services Peers — P/B Ratio Comparison

Aadhar Housing Finance P/B 2.7 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.

Sector Average
-3.59
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.6 ₹22 Low
CMX Holdings CMXLTD -3.78 ₹25 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Gujarat Lease Financing GLFL -3.41 ₹15 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.19 ₹47 Low