Aadhar Housing Finance Intrinsic Value

Aadhar Housing Finance (AADHARHFC) median intrinsic value is ₹333.85 from 8 valuation models (range ₹138–₹399), vs current price ₹461.65 — -27.7% downside (Trading Above Calculated Value), margin of safety -38.3%. Check Aadhar Housing Finance marketcap in USD to track the company's total market size over time.

Market Price (CMP)
₹461.65
Primary Intrinsic Value
₹343.68
Market Cap
₹201.3K Cr
-27.7% Downside
Median Value
₹333.85
Value Range
₹138 - ₹399
Assessment
Trading Above Calculated Value
Safety Margin
-38.3%

AADHARHFC Valuation Methods Summary — DCF, Graham Number & P/E

Aadhar Housing Finance intrinsic value across 8 models vs current price ₹461.65 — upside/downside and value range per method. See Aadhar Housing Finance P/B ratio trends to compare market price against book value per share.

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹343.68 ₹274.94 - ₹412.42 -25.6% EPS: ₹28.64, Sector P/E: 12x
Book Value Method asset ₹138.37 ₹124.53 - ₹152.21 -70.0% Book Value/Share: ₹172.96, P/B: 0.8x
Revenue Multiple Method revenue ₹138.49 ₹124.64 - ₹152.34 -70.0% Revenue/Share: ₹91.10, P/S: 1.0x
EBITDA Multiple Method earnings ₹344.95 ₹310.45 - ₹379.44 -25.3% EBITDA: ₹3008.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹183.30 ₹164.97 - ₹201.63 -60.3% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹235.99 ₹212.39 - ₹259.59 -48.9% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹399.45 ₹359.50 - ₹439.40 -13.5% ROE: 16.5%, P/E Multiple: 14x
Graham Defensive Method conservative ₹333.85 ₹300.47 - ₹367.24 -27.7% EPS: ₹28.64, BVPS: ₹172.96
Method Types: Earnings Asset DCF Growth Dividend Conservative

AADHARHFC Intrinsic Value vs Market Price — All Valuation Models

Aadhar Housing Finance fair value range ₹138–₹399 vs current market price ₹461.65 across 8 valuation models. For current market price and key ratios, visit Aadhar Housing Finance stock price NSE.

AADHARHFC Intrinsic Value Analysis — Undervalued or Overvalued?

Aadhar Housing Finance median intrinsic value ₹333.85, current price ₹461.65 — Trading Above Calculated Value by 27.7%, margin of safety -38.3%.

What is the intrinsic value of AADHARHFC?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Aadhar Housing Finance (AADHARHFC) is ₹333.85 (median value). With the current market price of ₹461.65, this represents a -27.7% variance from our estimated fair value.

The valuation range spans from ₹138.37 to ₹399.45, indicating ₹138.37 - ₹399.45.

Is AADHARHFC undervalued or overvalued?

Based on our multi-method analysis, Aadhar Housing Finance (AADHARHFC) appears to be trading above calculated value by approximately 27.7%.

AADHARHFC Financial Health — Key Ratios vs Industry Benchmarks

Aadhar Housing Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.10 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 16.5% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 76.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.14x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

AADHARHFC Cash Flow Quality — Operating & Free Cash Flow

Aadhar Housing Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2026 ₹-2,808 Cr ₹-2,808 Cr Negative Cash Flow 3/10
March 2025 ₹-3,027 Cr ₹-3,027 Cr Negative Cash Flow 3/10
March 2024 ₹-2,550 Cr ₹-2,550 Cr Negative Cash Flow 3/10
March 2023 ₹-1,156 Cr ₹-1,395 Cr Negative Cash Flow 3/10
March 2022 ₹-907 Cr ₹-907 Cr Negative Cash Flow 3/10