Aadhar Housing Finance Complete Financial Statements

In FY2025, Aadhar Housing Finance (AADHARHFC) reported revenue ₹899 Cr, net profit ₹267 Cr and EPS ₹6.16, with a net profit margin of 29.7% and ROE of 4.2%. Full financial statements from FY2018 to FY2025 (8 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. For live price, earnings ratios and company overview, see AADHARHFC share price.

8 Years of Data
2025 - 2018

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 29.70% 2025 data
EBITDA Margin 76.97% 2025 data
Operating Margin 77.00% 2025 data
Return on Assets 1.15% 2025 data
Return on Equity 4.19% 2025 data

Balance Sheet Ratios

Current Ratio 0.13 2025 data
Equity Ratio 27.44% 2025 data
Asset Turnover 0.04 2025 data

AADHARHFC Revenue, Net Profit & EBITDA — Year-on-Year Growth

AADHARHFC YoY (Sept 2024 vs Sept 2025) — revenue +17.7%, net profit +17.1%, EBITDA +18.5%, expenses +14.9%.

Revenue Growth
+17.7%
Year-over-Year
Net Profit Growth
+17.1%
Year-over-Year
EBITDA Growth
+18.5%
Year-over-Year
Expense Growth
+14.9%
Year-over-Year
Assets Growth
+21.6%
Year-over-Year
Equity Growth
+43.2%
Year-over-Year
Operating Cash Flow Growth
-18.7%
Year-over-Year
Investing Cash Flow Growth
-77.9%
Year-over-Year
Financing Cash Flow Growth
+90.6%
Year-over-Year

AADHARHFC Income Statement — Revenue, EBITDA & Net Profit

Aadhar Housing Finance revenue ₹899 Cr, EBITDA ₹692 Cr, net profit ₹267 Cr, EPS ₹6.16 (2025) — net profit margin 29.7%. Explore AADHARHFC intrinsic value to estimate fundamental worth using multiple valuation models.

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Dec 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Mar 2022 Mar 2021
Revenue 899 834 851 944 764 692 713 798 629 556 593 673 452 413
Expenses 208 197 207 229 181 166 173 187 132 158 166 156 113 93
EBITDA 692 637 644 714 584 526 540 611 497 397 428 517 340 320
Operating Profit Margin % 77.00% 76.00% 76.00% 76.00% 76.00% 76.00% 76.00% 77.00% 79.00% 72.00% 72.00% 77.00% 75.00% 77.00%
Depreciation 7 6 7 7 6 6 6 7 5 4 5 5 3 3
Interest 342 315 332 348 285 262 277 297 239 214 235 251 189 198
Profit Before Tax 343 316 305 360 292 259 257 308 253 180 187 261 148 119
Tax 76 71 68 79 65 57 57 68 56 39 41 56 32 25
Net Profit 267 245 237 281 228 202 200 239 197 141 146 204 115 93
Earnings Per Share (₹) 6.16 5.68 5.50 6.49 5.31 5.11 4.86 5.56 5.00 3.56 3.71 5.17 2.92 2.36

AADHARHFC Balance Sheet — Assets, Liabilities & Shareholders' Equity

AADHARHFC total assets ₹23,224 Cr, total equity ₹6,372 Cr, total liabilities ₹ Cr (2025) — ROE 4.2%.

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018
ASSETS
Total Assets 23,224 19,093 16,618 14,376 13,630 12,366 9,480 7,802
Current Assets 2,134 1,648 2,243 2,022 2,467 3,389 1,263 285
Fixed Assets 92 80 63 55 53 44 42 34
Capital Work in Progress 0 0 0 0 0 0 0 0
Investments 513 462 459 338 497 24 150 210
Other Assets 22,619 18,551 16,095 13,983 13,080 12,298 9,289 7,558
LIABILITIES
Total Liabilities
Current Liabilities 16,325 13,962 12,163 10,615 10,392 9,662 8,130 6,015
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 6,372 4,450 3,698 3,147 2,693 2,347 859 718
Share Capital 431 395 395 395 395 40 25 25
Reserves & Surplus 5,914 4,033 3,282 2,737 2,291 2,307 833 693

AADHARHFC Cash Flow Statement — Operating, Investing & Financing

Aadhar Housing Finance operating cash flow ₹-3,027 Cr, investing ₹160 Cr, financing ₹3,389 Cr, net cash flow ₹522 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019
Operating Activities -3,027 -2,550 -1,156 -907 -1,202 -1,785 -2,554
Investing Activities 160 723 -477 823 -481 -1,495 -49
Financing Activities 3,389 1,778 1,463 275 701 3,701 3,356
Net Cash Flow 522 -49 -169 191 -981 422 754