Utkarsh Small Finance Bank P/B Ratio
Utkarsh Small Finance Bank P/B ratio. Utkarsh Small Finance Bank (UTKARSHBNK) P/B ratio is 0.87 (Low), book value per share ₹15.60 vs Banks average P/B of 1.4 — Low - Trading below book value, may indicate undervaluation. Analyse Utkarsh Small Finance Bank ownership structure to track promoter, FII and institutional holdings.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
UTKARSHBNK P/B Ratio — Valuation Insights & Book Value Analysis
Utkarsh Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.87 (Low). View UTKARSHBNK price range for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.87, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 31.4% below historical average
- Trading at discount to sector average PB of 1.4
Utkarsh Small Finance Bank P/B Ratio Historical Trend
UTKARSHBNK annual price-to-book ratio — 4 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Utkarsh Small Finance Bank share price today.
UTKARSHBNK Historical P/B Ratio — Book Value Per Share & Year-End Price
Utkarsh Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.85 | ₹15.6 | ₹13.22 | ₹2,776 | Low |
| 2025 | 0.55 | ₹27.0 | ₹14.82 | ₹2,975 | Low |
| 2024 | 1.26 | ₹27.03 | ₹33.99 | ₹2,973 | Moderate |
| 2023 | 2.41 | ₹22.32 | ₹53.85 | ₹2,000 | Moderate |
UTKARSHBNK vs Banks Peers — P/B Ratio Comparison
Utkarsh Small Finance Bank P/B 0.87 vs Banks average 1.4, median 1.24 — range 0.71–3.8.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.71 | ₹60,778 | Low |
| Bank of Baroda | BANKBARODA | 0.71 | ₹120,389 | Low |
| Central Bank of India | CENTRALBK | 0.73 | ₹27,435 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.74 | ₹1,538 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.79 | ₹1,046 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,270 | Low |
| Punjab National Bank | PNB | 0.92 | ₹129,411 | Low |
| Canara Bank | CANBK | 0.97 | ₹109,437 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,172 | Moderate |
| UCO Bank | UCOBANK | 1.04 | ₹29,042 | Moderate |