Union Bank of India P/B Ratio

Current P/B Ratio
0.99
Low Valuation
Low - Trading below book value, may indicate undervaluation

Union Bank of India P/B ratio. Union Bank of India (UNIONBANK) P/B ratio is 0.99 (Low), book value per share ₹174.94 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see Union Bank of India stock price NSE.

Current Valuation Metrics

P/B Ratio 0.99
Current Price ₹182.85
Book Value/Share ₹174.94
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹133,551 Cr
Share Capital ₹7,634 Cr
Reserves & Surplus ₹125,814 Cr
Outstanding Shares 7,634,000,000
Book Value per Share ₹174.94

Valuation Signal

Signal Undervalued
Historical Avg 0.94
Historical Range 0.72 - 1.05
Percentile 60.0%

Sector Context

Sector Average 1.39
Sector Median 1.28
Sector Rank #10 of 40
Sector Percentile 25.0%

UNIONBANK P/B Ratio — Valuation Insights & Book Value Analysis

Union Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.99 (Low). View Union Bank of India yearly highs lows for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.99, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.39

Union Bank of India P/B Ratio Historical Trend

UNIONBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Analyse Union Bank of India ownership pattern to track promoter, FII and institutional holdings.

UNIONBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Union Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.05 ₹174.94 ₹182.85 ₹133,551 Moderate
2025 1.03 ₹149.11 ₹153.76 ₹113,834 Moderate
2024 0.91 ₹127.85 ₹116.43 ₹97,598 Low
2023 0.97 ₹115.29 ₹111.72 ₹78,804 Low
2022 0.72 ₹103.67 ₹74.28 ₹70,861 Low

UNIONBANK vs Banks Peers — P/B Ratio Comparison

Union Bank of India P/B 0.99 vs Banks average 1.39, median 1.28 — range 0.71–3.76.

Sector Average
1.39
Sector Median
1.28
Lowest P/B
0.71
Highest P/B
3.76
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.71 ₹123,182 Low
Bank of India BANKINDIA 0.73 ₹62,271 Low
Central Bank of India CENTRALBK 0.75 ₹28,032 Low
Suryoday Small Finance B… SURYODAY 0.76 ₹1,592 Low
Capital Small Finance Ba… CAPITALSFB 0.83 ₹1,218 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.85 ₹2,322 Low
Canara Bank CANBK 0.88 ₹110,662 Low
Punjab National Bank PNB 0.91 ₹140,099 Low
Jammu & Kashmir Bank J&KBANK 0.96 ₹15,345 Low
Karnataka Bank KTKBANK 0.99 ₹12,474 Low