Unifinz Capital Intrinsic Value
Unifinz Capital intrinsic value. Unifinz Capital (UCIL) median intrinsic value is ₹198.86 from 9 valuation models (range ₹30–₹308), vs current price ₹102.80 — +93.4% upside (Trading Below Calculated Value), margin of safety 48.3%. Compare with UCIL fundamental valuation to assess whether the stock is under or overvalued.
UCIL Valuation Methods Summary — DCF, Graham Number & P/E
Unifinz Capital intrinsic value across 9 models vs current price ₹102.80 — upside/downside and value range per method. For current market price and key ratios, visit Unifinz Capital share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹308.40 | ₹246.72 - ₹370.08 | +200.0% | EPS: ₹41.50, Sector P/E: 12x |
| Book Value Method | asset | ₹29.82 | ₹26.84 - ₹32.80 | -71.0% | Book Value/Share: ₹37.27, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹138.41 | ₹124.57 - ₹152.25 | +34.6% | Revenue/Share: ₹138.41, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹198.86 | ₹178.97 - ₹218.75 | +93.4% | EBITDA: ₹175.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹308.40 | ₹277.56 - ₹339.24 | +200.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹308.40 | ₹277.56 - ₹339.24 | +200.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹205.60 | ₹185.04 - ₹226.16 | +100.0% | ROE: 53.7%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹74.55 | ₹67.09 - ₹82.01 | -27.5% | EPS: ₹41.50, BVPS: ₹37.27 |
| Dividend Yield Method | dividend | ₹30.84 | ₹27.76 - ₹33.92 | -70.0% | DPS: ₹0.50, Target Yield: 4.0% |
UCIL Intrinsic Value vs Market Price — All Valuation Models
Unifinz Capital fair value range ₹30–₹308 vs current market price ₹102.80 across 9 valuation models. Read UCIL ex-dividend dates for the complete payout history and dividend yield track record.
UCIL Intrinsic Value Analysis — Undervalued or Overvalued?
Unifinz Capital median intrinsic value ₹198.86, current price ₹102.80 — Trading Below Calculated Value by 93.4%, margin of safety 48.3%.
What is the intrinsic value of UCIL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Unifinz Capital (UCIL) is ₹198.86 (median value). With the current market price of ₹102.80, this represents a +93.4% variance from our estimated fair value.
The valuation range spans from ₹29.82 to ₹308.40, indicating ₹29.82 - ₹308.40.
Is UCIL undervalued or overvalued?
Based on our multi-method analysis, Unifinz Capital (UCIL) appears to be trading below calculated value by approximately 93.4%.
UCIL Financial Health — Key Ratios vs Industry Benchmarks
Unifinz Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 53.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 29.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.27x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
UCIL Cash Flow Quality — Operating & Free Cash Flow
Unifinz Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-190 Cr | ₹-190 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-29 Cr | ₹-37 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-16 Cr | ₹-16 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |