Yes Bank Intrinsic Value
Yes Bank (YESBANK) median intrinsic value is ₹45.52 from 9 valuation models (range ₹9–₹57), vs current price ₹22.76 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit YESBANK screener.
YESBANK Valuation Methods Summary — DCF, Graham Number & P/E
Yes Bank intrinsic value across 9 models vs current price ₹22.76 — upside/downside and value range per method. Also explore Yes Bank stock price data download to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹16.32 | ₹13.06 - ₹19.58 | -28.3% | EPS: ₹1.36, Sector P/E: 12x |
| Book Value Method | asset | ₹56.90 | ₹51.21 - ₹62.59 | +150.0% | Book Value/Share: ₹76.28, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹45.52 | ₹40.97 - ₹50.07 | +100.0% | Revenue/Share: ₹60.46, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹45.52 | ₹40.97 - ₹50.07 | +100.0% | EBITDA: ₹5800.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹56.90 | ₹45.52 - ₹68.28 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹8.70 | ₹7.83 - ₹9.57 | -61.8% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹11.21 | ₹10.09 - ₹12.33 | -50.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹45.52 | ₹40.97 - ₹50.07 | +100.0% | ROE: 9.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹48.31 | ₹43.48 - ₹53.14 | +112.3% | EPS: ₹1.36, BVPS: ₹76.28 |
YESBANK Intrinsic Value vs Market Price — All Valuation Models
Yes Bank fair value range ₹9–₹57 vs current market price ₹22.76 across 9 valuation models. Browse YESBANK complete financial statements for revenue, profit, balance sheet and cash flow data.
YESBANK Intrinsic Value Analysis — Undervalued or Overvalued?
Yes Bank median intrinsic value ₹45.52, current price ₹22.76 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of YESBANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Yes Bank (YESBANK) is ₹45.52 (median value). With the current market price of ₹22.76, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹8.70 to ₹56.90, indicating ₹8.70 - ₹56.90.
Is YESBANK undervalued or overvalued?
Based on our multi-method analysis, Yes Bank (YESBANK) appears to be trading below calculated value by approximately 100.0%.
YESBANK Financial Health — Key Ratios vs Industry Benchmarks
Yes Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.20 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 9.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 61.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
YESBANK Cash Flow Quality — Operating & Free Cash Flow
Yes Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹6,386 Cr | ₹6,386 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹9,645 Cr | ₹3,419 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹-25,816 Cr | ₹-32,329 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹23,598 Cr | ₹16,315 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹55,396 Cr | ₹55,396 Cr | Positive Free Cash Flow | 8/10 |