Viji Finance Intrinsic Value
Viji Finance (VIJIFIN) median intrinsic value is ₹0.91 from 5 valuation models (range ₹1–₹8), vs current price ₹3.03 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit VIJIFIN stock live price.
VIJIFIN Valuation Methods Summary — DCF, Graham Number & P/E
Viji Finance intrinsic value across 5 models vs current price ₹3.03 — upside/downside and value range per method. Browse Viji Finance financial data for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹0.91 | ₹0.73 - ₹1.09 | -70.0% | EPS: ₹0.04, Sector P/E: 12x |
| Book Value Method | asset | ₹7.57 | ₹6.81 - ₹8.33 | +149.8% | Book Value/Share: ₹15.00, P/B: 0.8x |
| PEG Ratio Method | growth | ₹0.91 | ₹0.82 - ₹1.00 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹0.91 | ₹0.82 - ₹1.00 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹3.67 | ₹3.30 - ₹4.04 | +21.1% | EPS: ₹0.04, BVPS: ₹15.00 |
VIJIFIN Intrinsic Value vs Market Price — All Valuation Models
Viji Finance fair value range ₹1–₹8 vs current market price ₹3.03 across 5 valuation models. Compare with VIJIFIN stock valuation models to assess whether the stock is under or overvalued.
VIJIFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Viji Finance median intrinsic value ₹0.91, current price ₹3.03 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of VIJIFIN?
Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Viji Finance (VIJIFIN) is ₹0.91 (median value). With the current market price of ₹3.03, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹0.91 to ₹7.57, indicating ₹0.91 - ₹7.57.
Is VIJIFIN undervalued or overvalued?
Based on our multi-method analysis, Viji Finance (VIJIFIN) appears to be trading above calculated value by approximately 70.0%.
VIJIFIN Financial Health — Key Ratios vs Industry Benchmarks
Viji Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Operating Margin | 48.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
VIJIFIN Cash Flow Quality — Operating & Free Cash Flow
Viji Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-1 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |