Ushakiran Finance P/B Ratio

USHAKIRA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.58
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.58
Current Price ₹50.56
Book Value/Share ₹56.67
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹17 Cr
Share Capital ₹3 Cr
Reserves & Surplus ₹14 Cr
Outstanding Shares 3,000,000
Book Value per Share ₹56.67

Valuation Signal

Signal Undervalued
Historical Avg 0.96
Historical Range 0.48 - 2.25
Percentile 20.0%

Sector Context

Sector Average -10.63
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Ushakiran Finance

  • Stock appears undervalued with PB of 0.58, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 39.5% below historical average
  • Trading at premium to sector average PB of -10.63

View the current stock price of Ushakiran Finance for more insights.

P/B Ratio Historical Trend for Ushakiran Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.74 ₹56.67 ₹42.00 ₹17 Low
2024 0.71 ₹63.33 ₹44.68 ₹19 Low
2023 0.61 ₹40.0 ₹24.25 ₹12 Low
2022 0.48 ₹40.0 ₹19.15 ₹12 Low
2021 2.25 ₹23.33 ₹52.60 ₹7 Moderate

Sector P/B Ratio Comparison

Comparing Ushakiran Finance with other companies in Financial Services sector
Sector Average
-10.63
Sector Median
-0.02
Lowest P/B
-339.81
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -339.81 ₹734 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -32.17 ₹23 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -11.46 ₹12 Low
CMX Holdings CMXLTD -6.26 ₹35 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low