Aastamangalam Finance Intrinsic Value

AASTAFIN • Financial Services
Current Stock Price
₹42.50
Primary Intrinsic Value
₹78.00
Market Cap
₹68.0 Cr
+41.2% Upside
Median Value
₹60.00
Value Range
₹13 - ₹104
Assessment
Trading Below Calculated Value
Safety Margin
29.2%

AASTAFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹78.00 ₹62.40 - ₹93.60 +83.5% EPS: ₹6.50, Sector P/E: 12x
Book Value Method asset ₹37.00 ₹33.30 - ₹40.70 -12.9% Book Value/Share: ₹46.25, P/B: 0.8x
Revenue Multiple Method revenue ₹12.75 ₹11.47 - ₹14.03 -70.0% Revenue/Share: ₹10.62, P/S: 1.0x
EBITDA Multiple Method earnings ₹39.53 ₹35.58 - ₹43.48 -7.0% EBITDA: ₹15.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹104.00 ₹93.60 - ₹114.40 +144.7% EPS Growth: 20.0%, Fair P/E: 16.0x
Growth Adjusted P/E growth ₹55.90 ₹50.31 - ₹61.49 +31.5% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹60.00 ₹54.00 - ₹66.00 +41.2% ROE: 10.8%, P/E Multiple: 12x
Graham Defensive Method conservative ₹82.24 ₹74.02 - ₹90.46 +93.5% EPS: ₹6.50, BVPS: ₹46.25
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check AASTAFIN share price latest .

Valuation Comparison Chart

AASTAFIN Intrinsic Value Analysis

What is the intrinsic value of AASTAFIN?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Aastamangalam Finance (AASTAFIN) is ₹60.00 (median value). With the current market price of ₹42.50, this represents a +41.2% variance from our estimated fair value.

The valuation range spans from ₹12.75 to ₹104.00, indicating ₹12.75 - ₹104.00.

Is AASTAFIN undervalued or overvalued?

Based on our multi-method analysis, Aastamangalam Finance (AASTAFIN) appears to be trading below calculated value by approximately 41.2%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.07 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.65 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 10.8% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 87.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.14x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-34 Cr ₹-34 Cr Negative Cash Flow 3/10
March 2024 ₹-24 Cr ₹-24 Cr Negative Cash Flow 3/10
March 2023 ₹-26 Cr ₹-26 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10