Union Bank of India P/B Ratio

Current P/B Ratio
1.04
Moderate Valuation
Moderate - Reasonably valued relative to book value

Union Bank of India (UNIONBANK) P/B ratio is 1.04 (Moderate), book value per share ₹174.94 vs Banks average P/B of 1.44 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see Union Bank of India stock price NSE.

Current Valuation Metrics

P/B Ratio 1.04
Current Price ₹176.56
Book Value/Share ₹174.94
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹133,551 Cr
Share Capital ₹7,634 Cr
Reserves & Surplus ₹125,814 Cr
Outstanding Shares 7,634,000,000
Book Value per Share ₹174.94

Valuation Signal

Signal Fairly Valued
Historical Avg 0.93
Historical Range 0.72 - 1.03
Percentile 100.0%

Sector Context

Sector Average 1.44
Sector Median 1.33
Sector Rank #11 of 40
Sector Percentile 27.5%

UNIONBANK P/B Ratio — Valuation Insights & Book Value Analysis

Union Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 1.04 (Moderate). Read UNIONBANK dividend growth for the complete payout history and dividend yield track record.

  • Trading at discount to sector average PB of 1.44

Union Bank of India P/B Ratio Historical Trend

UNIONBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore UNIONBANK investment value to estimate fundamental worth using multiple valuation models.

UNIONBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Union Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.01 ₹174.94 ₹176.56 ₹133,551 Moderate
2025 1.03 ₹149.11 ₹153.76 ₹113,834 Moderate
2024 0.91 ₹127.85 ₹116.43 ₹97,598 Low
2023 0.97 ₹115.29 ₹111.72 ₹78,804 Low
2022 0.72 ₹103.67 ₹74.28 ₹70,861 Low

UNIONBANK vs Banks Peers — P/B Ratio Comparison

Union Bank of India P/B 1.04 vs Banks average 1.44, median 1.33 — range 0.73–4.05.

Sector Average
1.44
Sector Median
1.33
Lowest P/B
0.73
Highest P/B
4.05
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.73 ₹123,146 Low
Central Bank of India CENTRALBK 0.75 ₹27,824 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,539 Low
Bank of India BANKINDIA 0.78 ₹63,737 Low
Capital Small Finance Ba… CAPITALSFB 0.83 ₹1,225 Low
Dhanlaxmi Bank DHANBANK 0.9 ₹1,229 Low
Punjab National Bank PNB 0.92 ₹134,180 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.95 ₹2,527 Low
Canara Bank CANBK 0.96 ₹112,476 Low
Karnataka Bank KTKBANK 1.0 ₹12,305 Moderate