Union Bank of India P/B Ratio
Union Bank of India (UNIONBANK) P/B ratio is 0.97 (Low), book value per share ₹174.94 vs Banks average P/B of 1.49 — Low - Trading below book value, may indicate undervaluation. View Union Bank of India yearly highs lows for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
UNIONBANK P/B Ratio — Valuation Insights & Book Value Analysis
Union Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.97 (Low). For live price, earnings yield and the full fundamental profile, see Union Bank of India stock price NSE.
- Stock appears undervalued with PB of 0.97, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.49
Union Bank of India P/B Ratio Historical Trend
UNIONBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review UNIONBANK P/E ratio to evaluate earnings-based valuation against sector peers.
UNIONBANK Historical P/B Ratio — Book Value Per Share & Year-End Price
Union Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.97 | ₹174.94 | ₹170.50 | ₹133,551 | Low |
| 2025 | 1.03 | ₹149.11 | ₹153.76 | ₹113,834 | Moderate |
| 2024 | 0.91 | ₹127.85 | ₹116.43 | ₹97,598 | Low |
| 2023 | 0.97 | ₹115.29 | ₹111.72 | ₹78,804 | Low |
| 2022 | 0.72 | ₹103.67 | ₹74.28 | ₹70,861 | Low |
UNIONBANK vs Banks Peers — P/B Ratio Comparison
Union Bank of India P/B 0.97 vs Banks average 1.49, median 1.34 — range 0.77–3.77.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.77 | ₹131,792 | Low |
| Central Bank of India | CENTRALBK | 0.78 | ₹28,964 | Low |
| Bank of India | BANKINDIA | 0.8 | ₹66,901 | Low |
| Karnataka Bank | KTKBANK | 0.81 | ₹10,410 | Low |
| Punjab National Bank | PNB | 0.87 | ₹128,445 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.94 | ₹2,024 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.95 | ₹1,365 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.96 | ₹2,653 | Low |
| DCB Bank | DCBBANK | 0.98 | ₹6,115 | Low |
| South Indian Bank | SOUTHBANK | 0.99 | ₹12,088 | Low |