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Union Bank of India P/B Ratio

Current P/B Ratio
0.96
Low Valuation
Low - Trading below book value, may indicate undervaluation

Union Bank of India (UNIONBANK) P/B ratio is 0.96 (Low), book value per share ₹149.11 vs Banks average P/B of 1.38 — Low - Trading below book value, may indicate undervaluation. View Union Bank of India yearly highs lows for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 0.96
Current Price ₹168.72
Book Value/Share ₹149.11
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹113,834 Cr
Share Capital ₹7,634 Cr
Reserves & Surplus ₹106,097 Cr
Outstanding Shares 7,634,000,000
Book Value per Share ₹149.11

Valuation Signal

Signal Undervalued
Historical Avg 0.8
Historical Range 0.38 - 1.03
Percentile 60.0%

Sector Context

Sector Average 1.38
Sector Median 1.27
Sector Rank #11 of 40
Sector Percentile 27.5%

UNIONBANK P/B Ratio — Valuation Insights & Book Value Analysis

Union Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.96 (Low). Compare with UNIONBANK fundamental valuation to assess whether the stock is under or overvalued.

  • Stock appears undervalued with PB of 0.96, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.38

Union Bank of India P/B Ratio Historical Trend

UNIONBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Union Bank of India stock price NSE.

UNIONBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Union Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.03 ₹149.11 ₹153.76 ₹113,834 Moderate
2024 0.91 ₹127.85 ₹116.43 ₹97,598 Low
2023 0.97 ₹115.29 ₹111.72 ₹78,804 Low
2022 0.72 ₹103.67 ₹74.28 ₹70,861 Low
2021 0.38 ₹101.04 ₹38.50 ₹64,738 Low

UNIONBANK vs Banks Peers — P/B Ratio Comparison

Union Bank of India P/B 0.96 vs Banks average 1.38, median 1.27 — range 0.78–3.79.

Sector Average
1.38
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Central Bank of India CENTRALBK 0.81 ₹28,304 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
DCB Bank DCBBANK 0.93 ₹5,875 Low