Union Bank of India P/B Ratio
UNIONBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.05
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.05
Current Price
₹185.66
Book Value/Share
₹149.11
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹113,834 Cr
Share Capital
₹7,634 Cr
Reserves & Surplus
₹106,097 Cr
Outstanding Shares
7,634,000,000
Book Value per Share
₹149.11
Valuation Signal
Signal
Fairly Valued
Historical Avg
0.8
Historical Range
0.38 - 1.03
Percentile
100.0%
Sector Context
Sector Average
1.31
Sector Median
1.1
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for Union Bank of India
- Current PB is 30.9% above historical average
- Trading at discount to sector average PB of 1.31
P/B Ratio Historical Trend for Union Bank of India
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Union Bank of India
Additional stock information and data for UNIONBANK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.03 | ₹149.11 | ₹153.76 | ₹113,834 | Moderate |
| 2024 | 0.91 | ₹127.85 | ₹116.43 | ₹97,598 | Low |
| 2023 | 0.97 | ₹115.29 | ₹111.72 | ₹78,804 | Low |
| 2022 | 0.72 | ₹103.67 | ₹74.28 | ₹70,861 | Low |
| 2021 | 0.38 | ₹101.04 | ₹38.50 | ₹64,738 | Low |
Sector P/B Ratio Comparison
Comparing Union Bank of India with other companies in Banks sector
Sector Average
1.31
Sector Median
1.1
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.62 | ₹2,086 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,338 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.7 | ₹1,211 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.71 | ₹888 | Low |
| Karnataka Bank | KTKBANK | 0.72 | ₹8,603 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.75 | ₹1,085 | Low |
| Bank of Baroda | BANKBARODA | 0.79 | ₹129,057 | Low |
| Bank of India | BANKINDIA | 0.81 | ₹64,630 | Low |
| Central Bank of India | CENTRALBK | 0.84 | ₹30,132 | Low |
| Punjab National Bank | PNB | 0.85 | ₹120,078 | Low |