Union Bank of India Complete Financial Statements

UNIONBANK • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for Union Bank of India (UNIONBANK). Downloads include all available records across all periods. For market performance, see the UNIONBANK stock price today .

Profitability Ratios

Net Profit Margin 13.74% 2025 data
EBITDA Margin 16.93% 2025 data
Operating Margin 66.00% 2025 data
Return on Assets 0.29% 2025 data
Return on Equity 3.89% 2025 data

Balance Sheet Ratios

Current Ratio 0.12 2025 data
Debt to Equity 13.28 2025 data
Equity Ratio 7.53% 2025 data
Asset Turnover 0.02 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
-1.8%
Year-over-Year
Net Profit Growth
-6.8%
Year-over-Year
EBITDA Growth
-14.9%
Year-over-Year
Expense Growth
+4.3%
Year-over-Year
Assets Growth
+7.8%
Year-over-Year
Equity Growth
+16.6%
Year-over-Year
Liabilities Growth
+7.8%
Year-over-Year
Operating Cash Flow Growth
-12.3%
Year-over-Year
Investing Cash Flow Growth
-35.7%
Year-over-Year
Financing Cash Flow Growth
+69.1%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Jun 2018 Dec 2018
Revenue 32,215 34,093 32,344 32,812 31,612 31,326 31,749 28,953 27,764 27,822 29,802 23,475 19,354 21,204 24,636 21,622 20,681 20,545 20,233 20,911 11,476 20,487 20,963 10,754 9,921 10,054 10,985 9,636 10,042 9,757
Expenses 9,056 9,673 8,844 8,686 9,365 9,367 8,096 7,962 10,041 7,978 8,012 9,598 6,940 8,442 8,817 9,411 9,391 8,713 7,946 8,816 8,510 7,977 10,419 5,854 8,180 3,296 3,923 3,517 4,087 3,608
EBITDA 5,453 6,175 5,269 6,406 5,281 4,955 5,889 5,492 3,912 5,180 5,554 2,493 2,005 2,165 3,576 2,330 1,211 1,706 2,526 599 -3,468 479 38 -1,613 -4,020 366 563 62 -128 153
Operating Profit Margin % 66.00% 65.00% 68.00% 68.00% 65.00% 65.00% 70.00% 68.00% 55.00% 66.00% 69.00% 51.00% 59.00% 54.00% 58.00% 44.00% 40.00% 50.00% 53.00% 51.00% 9.00% 57.00% 40.00% 38.00% 2.00% 63.00% 60.00% 59.00% 53.00% 58.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 17,707 18,245 18,231 17,720 16,966 17,004 17,765 15,498 13,810 14,664 16,236 11,384 10,409 10,598 12,242 9,882 10,079 10,127 9,762 11,496 6,434 12,031 10,506 6,512 5,760 6,392 6,500 6,056 6,084 5,996
Profit Before Tax 5,453 6,175 5,269 6,406 5,281 4,955 5,889 5,492 3,912 5,180 5,554 2,493 2,005 2,165 3,576 2,330 1,211 1,706 2,526 599 -3,468 479 38 -1,613 -4,020 366 563 62 -128 153
Tax 1,027 1,164 841 1,655 1,953 1,313 1,266 1,921 1,101 1,909 1,929 640 448 582 1,313 819 -58 586 1,448 65 -755 138 -681 -420 -688 136 8 -24 -269 -30
Net Profit 4,426 5,011 4,428 4,751 3,328 3,642 4,623 3,572 2,812 3,272 3,625 1,853 1,557 1,583 2,264 1,511 1,269 1,120 1,077 534 -2,713 341 719 -1,192 -3,332 230 554 86 141 183
Earnings Per Share (₹) 5.80 6.56 5.80 6.22 4.44 4.77 6.06 5.14 4.11 4.79 4.89 2.71 2.30 2.32 3.31 2.25 1.98 1.70 1.55 0.83 -7.93 0.53 1.12 -6.76 -27.88 1.31 2.37 0.73 1.20 1.57

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Additional stock information and data for UNIONBANK

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Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 1,511,329 1,401,996 1,288,357 1,193,766 1,082,377 555,509 498,581 491,146 455,681 407,365 383,569
Current Assets 180,127 170,990 162,843 159,067 126,957 71,435 62,433 67,008 48,075 44,171 29,501
Fixed Assets 9,765 9,224 8,826 7,171 7,303 4,734 3,743 3,825 3,896 3,939 2,690
Capital Work in Progress 59 36 22 37 63 54 44 34 22 13 4
Investments 361,903 343,953 343,727 351,839 339,059 154,252 128,391 125,511 113,441 90,573 95,449
Other Assets 1,139,602 1,048,783 935,782 834,718 735,952 396,470 366,402 361,777 338,322 312,840 285,425
LIABILITIES
Total Liabilities 1,511,329 1,401,996 1,288,357 1,193,766 1,082,377 555,509 498,581 491,146 455,681 407,365 383,569
Current Liabilities 1,453,615 1,349,165 1,241,862 1,156,474 1,042,314 539,140 487,616 481,221 442,514 397,802 372,979
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 113,834 97,598 78,804 70,861 64,738 33,989 26,836 25,252 24,094 23,048 19,908
Share Capital 7,634 7,634 6,835 6,835 6,407 3,423 1,763 1,169 687 687 636
Reserves & Surplus 106,097 89,860 71,865 63,922 58,227 30,463 24,969 24,083 22,865 22,361 19,263

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 17,479 19,930 6,056 36,339 20,527 -7,681 -7,778 6,097 -6,625 81 -3,568
Investing Activities -1,891 -1,394 -2,561 -558 -601 -377 -297 -315 -280 -9 -318
Financing Activities -3,550 -11,489 -10,654 -786 -18,861 20,144 1,758 10,792 10,194 -2 3,168
Net Cash Flow 12,038 7,047 -7,159 34,995 1,066 12,086 -6,317 16,574 3,289 70 -718