Ujjivan Small Finance Bank P/B Ratio
Ujjivan Small Finance Bank (UJJIVANSFB) P/B ratio is 1.93 (Moderate), book value per share ₹35.08 vs Banks average P/B of 1.42 — Moderate - Reasonably valued relative to book value. Explore Ujjivan Small Finance Bank intrinsic price to estimate fundamental worth using multiple valuation models.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
UJJIVANSFB P/B Ratio — Valuation Insights & Book Value Analysis
Ujjivan Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.93 (Moderate). Read Ujjivan Small Finance Bank dividend payments for the complete payout history and dividend yield track record.
- Trading at premium to sector average PB of 1.42
Ujjivan Small Finance Bank P/B Ratio Historical Trend
UJJIVANSFB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see UJJIVANSFB share price screener.
UJJIVANSFB Historical P/B Ratio — Book Value Per Share & Year-End Price
Ujjivan Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.85 | ₹35.08 | ₹65.02 | ₹6,816 | Moderate |
| 2025 | 1.69 | ₹31.44 | ₹52.99 | ₹6,083 | Moderate |
| 2024 | 0.31 | ₹108.17 | ₹33.81 | ₹5,614 | Low |
| 2023 | 2.91 | ₹19.53 | ₹56.90 | ₹4,209 | Moderate |
| 2022 | 1.99 | ₹14.54 | ₹29.00 | ₹2,803 | Moderate |
UJJIVANSFB vs Banks Peers — P/B Ratio Comparison
Ujjivan Small Finance Bank P/B 1.93 vs Banks average 1.42, median 1.23 — range 0.73–4.05.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.73 | ₹123,146 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹27,824 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,539 | Low |
| Bank of India | BANKINDIA | 0.78 | ₹63,737 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,225 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.9 | ₹1,229 | Low |
| Punjab National Bank | PNB | 0.92 | ₹134,180 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.95 | ₹2,527 | Low |
| Canara Bank | CANBK | 0.96 | ₹112,476 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,305 | Moderate |