Ujjivan Small Finance Bank P/B Ratio
UJJIVANSFB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.73
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.73
Current Price
₹56.43
Book Value/Share
₹31.44
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹6,083 Cr
Share Capital
₹1,935 Cr
Reserves & Surplus
₹4,059 Cr
Outstanding Shares
1,935,000,000
Book Value per Share
₹31.44
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.6
Historical Range
0.31 - 2.91
Percentile
60.0%
Sector Context
Sector Average
1.29
Sector Median
1.07
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for Ujjivan Small Finance Bank
- Trading at premium to sector average PB of 1.29
P/B Ratio Historical Trend for Ujjivan Small Finance Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Ujjivan Small Finance Bank
Additional stock information and data for UJJIVANSFB
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.69 | ₹31.44 | ₹52.99 | ₹6,083 | Moderate |
| 2024 | 0.31 | ₹108.17 | ₹33.81 | ₹5,614 | Low |
| 2023 | 2.91 | ₹19.53 | ₹56.90 | ₹4,209 | Moderate |
| 2022 | 1.99 | ₹14.54 | ₹29.00 | ₹2,803 | Moderate |
| 2021 | 1.11 | ₹16.7 | ₹18.60 | ₹3,219 | Moderate |
Sector P/B Ratio Comparison
Comparing Ujjivan Small Finance Bank with other companies in Banks sector
Sector Average
1.29
Sector Median
1.07
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.62 | ₹2,086 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,338 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.7 | ₹1,211 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.71 | ₹888 | Low |
| Karnataka Bank | KTKBANK | 0.72 | ₹8,603 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.75 | ₹1,085 | Low |
| Bank of Baroda | BANKBARODA | 0.79 | ₹129,057 | Low |
| Bank of India | BANKINDIA | 0.81 | ₹64,630 | Low |
| Central Bank of India | CENTRALBK | 0.84 | ₹30,132 | Low |
| Punjab National Bank | PNB | 0.85 | ₹120,078 | Low |