Tourism Finance Corporation of India Intrinsic Value
Tourism Finance Corporation of India (TFCILTD) median intrinsic value is ₹88.89 from 10 valuation models (range ₹37–₹143), vs current price ₹123.70 — -28.1% downside (Trading Above Calculated Value), margin of safety -39.2%. Analyse TFCILTD shareholding pattern to track promoter, FII and institutional holdings.
TFCILTD Valuation Methods Summary — DCF, Graham Number & P/E
Tourism Finance Corporation of India intrinsic value across 10 models vs current price ₹123.70 — upside/downside and value range per method. For current market price and key ratios, visit TFCILTD screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹104.64 | ₹83.71 - ₹125.57 | -15.4% | EPS: ₹8.72, Sector P/E: 12x |
| Book Value Method | asset | ₹83.29 | ₹74.96 - ₹91.62 | -32.7% | Book Value/Share: ₹104.11, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹37.11 | ₹33.40 - ₹40.82 | -70.0% | Revenue/Share: ₹25.78, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹100.00 | ₹90.00 - ₹110.00 | -19.2% | EBITDA: ₹180.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹143.38 | ₹114.70 - ₹172.06 | +15.9% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹55.81 | ₹50.23 - ₹61.39 | -54.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹71.85 | ₹64.66 - ₹79.03 | -41.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹88.89 | ₹80.00 - ₹97.78 | -28.1% | ROE: 8.5%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹142.92 | ₹128.63 - ₹157.21 | +15.5% | EPS: ₹8.72, BVPS: ₹104.11 |
| Dividend Yield Method | dividend | ₹37.11 | ₹33.40 - ₹40.82 | -70.0% | DPS: ₹0.60, Target Yield: 4.0% |
TFCILTD Intrinsic Value vs Market Price — All Valuation Models
Tourism Finance Corporation of India fair value range ₹37–₹143 vs current market price ₹123.70 across 10 valuation models. Read TFCILTD dividend track record for the complete payout history and dividend yield track record.
TFCILTD Intrinsic Value Analysis — Undervalued or Overvalued?
Tourism Finance Corporation of India median intrinsic value ₹88.89, current price ₹123.70 — Trading Above Calculated Value by 28.1%, margin of safety -39.2%.
What is the intrinsic value of TFCILTD?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Tourism Finance Corporation of India (TFCILTD) is ₹88.89 (median value). With the current market price of ₹123.70, this represents a -28.1% variance from our estimated fair value.
The valuation range spans from ₹37.11 to ₹143.38, indicating ₹37.11 - ₹143.38.
Is TFCILTD undervalued or overvalued?
Based on our multi-method analysis, Tourism Finance Corporation of India (TFCILTD) appears to be trading above calculated value by approximately 28.1%.
TFCILTD Financial Health — Key Ratios vs Industry Benchmarks
Tourism Finance Corporation of India financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.20 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 8.5% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 77.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
TFCILTD Cash Flow Quality — Operating & Free Cash Flow
Tourism Finance Corporation of India operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2022 | ₹139 Cr | ₹138 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-171 Cr | ₹-171 Cr | Negative Cash Flow | 3/10 |
| March 2020 | ₹161 Cr | ₹161 Cr | Positive Free Cash Flow | 8/10 |