Tourism Finance Corporation of India Intrinsic Value

TFCILTD • Financial Services
Current Stock Price
₹67.25
Primary Intrinsic Value
₹104.64
Market Cap
₹605.2 Cr
+23.9% Upside
Median Value
₹83.29
Value Range
₹26 - ₹143
Assessment
Trading Below Calculated Value
Safety Margin
19.3%

TFCILTD Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹104.64 ₹83.71 - ₹125.57 +55.6% EPS: ₹8.72, Sector P/E: 12x
Book Value Method asset ₹83.29 ₹74.96 - ₹91.62 +23.9% Book Value/Share: ₹104.11, P/B: 0.8x
Revenue Multiple Method revenue ₹25.78 ₹23.20 - ₹28.36 -61.7% Revenue/Share: ₹25.78, P/S: 1.0x
EBITDA Multiple Method earnings ₹79.22 ₹71.30 - ₹87.14 +17.8% EBITDA: ₹180.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹143.38 ₹114.70 - ₹172.06 +113.2% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹55.81 ₹50.23 - ₹61.39 -17.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹71.85 ₹64.66 - ₹79.03 +6.8% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹88.89 ₹80.00 - ₹97.78 +32.2% ROE: 8.5%, P/E Multiple: 10x
Graham Defensive Method conservative ₹142.92 ₹128.63 - ₹157.21 +112.5% EPS: ₹8.72, BVPS: ₹104.11
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

TFCILTD Intrinsic Value Analysis

What is the intrinsic value of TFCILTD?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Tourism Finance Corporation of India (TFCILTD) is ₹83.29 (median value). With the current market price of ₹67.25, this represents a +23.9% variance from our estimated fair value.

The valuation range spans from ₹25.78 to ₹143.38, indicating ₹25.78 - ₹143.38.

Is TFCILTD undervalued or overvalued?

Based on our multi-method analysis, Tourism Finance Corporation of India (TFCILTD) appears to be trading below calculated value by approximately 23.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.20 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 2.40 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 8.5% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 77.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.10x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2022 ₹139 Cr ₹138 Cr Positive Free Cash Flow 8/10
March 2021 ₹-171 Cr ₹-171 Cr Negative Cash Flow 3/10
March 2020 ₹161 Cr ₹161 Cr Positive Free Cash Flow 8/10