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South Indian Bank Complete Financial Statements

6 Years of Data
2026 - 2021

In FY2026, South Indian Bank (SOUTHBANK) reported revenue ₹2,945 Cr, net profit ₹407 Cr and EPS ₹1.56, with a net profit margin of 13.8% and ROE of 4.0%. Full financial statements from FY2021 to FY2026 (6 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. For live price, earnings ratios and company overview, see SOUTHBANK share price.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 13.82% 2026 data
EBITDA Margin 18.57% 2026 data
Operating Margin 71.00% 2026 data
Return on Assets 0.33% 2026 data
Return on Equity 4.03% 2026 data

Balance Sheet Ratios

Current Ratio 0.13 2026 data
Equity Ratio 8.11% 2026 data
Asset Turnover 0.02 2026 data

SOUTHBANK Revenue, Net Profit & EBITDA — Year-on-Year Growth

SOUTHBANK YoY (Mar 2025 vs Mar 2026) — revenue 0.0%, net profit +19.0%, EBITDA +19.2%, expenses -23.0%. Explore SOUTHBANK intrinsic value to estimate fundamental worth using multiple valuation models.

Revenue Growth
0.0%
Year-over-Year
Net Profit Growth
+19.0%
Year-over-Year
EBITDA Growth
+19.2%
Year-over-Year
Expense Growth
-23.0%
Year-over-Year
Assets Growth
+6.2%
Year-over-Year
Equity Growth
+14.5%
Year-over-Year
Operating Cash Flow Growth
-133.3%
Year-over-Year
Investing Cash Flow Growth
+323.3%
Year-over-Year
Financing Cash Flow Growth
+107.3%
Year-over-Year

SOUTHBANK Income Statement — Revenue, EBITDA & Net Profit

South Indian Bank revenue ₹2,945 Cr, EBITDA ₹547 Cr, net profit ₹407 Cr, EPS ₹1.56 (2026) — net profit margin 13.8%. Review SOUTHBANK earnings multiple to evaluate earnings-based valuation against sector peers.

Periods ₹ Crores
Particulars Mar 2026 Sept 2025 Mar 2025 Jun 2025 Dec 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Jun 2021 Dec 2021
Revenue 2,945 2,923 2,946 2,984 3,003 2,765 2,621 2,736 2,780 2,485 2,318 2,386 2,636 1,995 1,839 1,868 1,864 1,804 2,084 1,893
Expenses 755 852 981 1,021 862 852 828 893 815 777 680 877 836 735 591 672 629 934 979 861
EBITDA 547 473 459 433 504 440 393 395 463 409 522 292 435 247 210 178 162 -250 14 -67
Operating Profit Margin % 71.00% 65.00% 59.00% 57.00% 66.00% 64.00% 64.00% 61.00% 66.00% 64.00% 66.00% 57.00% 62.00% 58.00% 64.00% 59.00% 67.00% 43.00% 40.00% 48.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 1,644 1,598 1,505 1,530 1,637 1,472 1,400 1,449 1,502 1,298 1,116 1,217 1,365 1,014 1,038 1,018 1,073 1,119 1,091 1,098
Profit Before Tax 547 473 459 433 504 440 393 395 463 409 522 292 435 247 210 178 162 -250 14 -67
Tax 139 121 117 111 130 116 105 101 121 134 189 90 130 23 -62 62 59 -63 4 -16
Net Profit 407 352 342 322 375 325 287 294 342 275 334 203 305 223 272 116 103 -187 10 -50
Earnings Per Share (₹) 1.56 1.34 1.31 1.23 1.43 1.24 1.35 1.12 1.31 1.31 1.50 0.97 1.37 1.07 1.30 0.55 0.49 -0.89 0.05 -0.24

SOUTHBANK Balance Sheet — Assets, Liabilities & Shareholders' Equity

SOUTHBANK total assets ₹124,655 Cr, total equity ₹10,108 Cr, total liabilities ₹ Cr (2025) — ROE 4.0%.

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022
ASSETS
Total Assets 124,655 117,413 107,697 100,052
Current Assets 16,178 14,409 12,352 17,568
Fixed Assets 1,018 967 754 752
Capital Work in Progress 0 0 124 59
Investments 21,777 23,977 24,641 21,445
Other Assets 101,860 92,470 82,178 77,796
LIABILITIES
Total Liabilities
Current Liabilities 121,986 114,670 105,319 98,291
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 10,108 8,826 6,675 5,854
Share Capital 262 262 209 209
Reserves & Surplus 9,846 8,565 6,466 5,645

SOUTHBANK Cash Flow Statement — Operating, Investing & Financing

South Indian Bank operating cash flow ₹-2,353 Cr, investing ₹4,434 Cr, financing ₹157 Cr, net cash flow ₹2,238 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022
Operating Activities -2,353 7,075 -7,261 5,165
Investing Activities 4,434 -1,986 -386 -1,741
Financing Activities 157 -2,148 3,524 -989
Net Cash Flow 2,238 2,942 -4,123 2,436