South Indian Bank Complete Financial Statements

SOUTHBANK • Review detailed financials to uncover trends, confirm thesis & journal trades
5 Years of Data
2025 - 2021

Complete Financial Data Export

Export complete financial statements for South Indian Bank (SOUTHBANK). Downloads include all available records across all periods. For market performance, see the SOUTHBANK stock price today .

Profitability Ratios

Net Profit Margin 12.04% 2025 data
EBITDA Margin 16.18% 2025 data
Operating Margin 65.00% 2025 data
Return on Assets 0.28% 2025 data
Return on Equity 3.48% 2025 data

Balance Sheet Ratios

Current Ratio 0.13 2025 data
Debt to Equity 12.33 2025 data
Equity Ratio 8.11% 2025 data
Asset Turnover 0.02 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+5.7%
Year-over-Year
Net Profit Growth
+8.3%
Year-over-Year
EBITDA Growth
+7.5%
Year-over-Year
Assets Growth
+6.2%
Year-over-Year
Equity Growth
+14.5%
Year-over-Year
Liabilities Growth
+6.2%
Year-over-Year
Operating Cash Flow Growth
-133.3%
Year-over-Year
Investing Cash Flow Growth
+323.3%
Year-over-Year
Financing Cash Flow Growth
+107.3%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Jun 2021 Dec 2021
Revenue 2,923 2,946 2,984 2,765 2,621 2,736 2,780 2,485 2,318 2,386 2,636 1,995 1,839 1,868 1,864 1,804 2,084 1,893
Expenses 852 981 1,021 852 828 893 815 777 680 877 836 735 591 672 629 934 979 861
EBITDA 473 459 433 440 393 395 463 409 522 292 435 247 210 178 162 -250 14 -67
Operating Profit Margin % 65.00% 59.00% 57.00% 64.00% 64.00% 61.00% 66.00% 64.00% 66.00% 57.00% 62.00% 58.00% 64.00% 59.00% 67.00% 43.00% 40.00% 48.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 1,598 1,505 1,530 1,472 1,400 1,449 1,502 1,298 1,116 1,217 1,365 1,014 1,038 1,018 1,073 1,119 1,091 1,098
Profit Before Tax 473 459 433 440 393 395 463 409 522 292 435 247 210 178 162 -250 14 -67
Tax 121 117 111 116 105 101 121 134 189 90 130 23 -62 62 59 -63 4 -16
Net Profit 352 342 322 325 287 294 342 275 334 203 305 223 272 116 103 -187 10 -50
Earnings Per Share (₹) 1.34 1.31 1.23 1.24 1.35 1.12 1.31 1.31 1.50 0.97 1.37 1.07 1.30 0.55 0.49 -0.89 0.05 -0.24

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022
ASSETS
Total Assets 124,655 117,413 107,697 100,052
Current Assets 16,178 14,409 12,352 17,568
Fixed Assets 1,018 967 754 752
Capital Work in Progress 0 0 124 59
Investments 21,777 23,977 24,641 21,445
Other Assets 101,860 92,470 82,178 77,796
LIABILITIES
Total Liabilities 124,655 117,413 107,697 100,052
Current Liabilities 121,986 114,670 105,319 98,291
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 10,108 8,826 6,675 5,854
Share Capital 262 262 209 209
Reserves & Surplus 9,846 8,565 6,466 5,645

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022
Operating Activities -2,353 7,075 -7,261 5,165
Investing Activities 4,434 -1,986 -386 -1,741
Financing Activities 157 -2,148 3,524 -989
Net Cash Flow 2,238 2,942 -4,123 2,436