Tata Capital Intrinsic Value
Tata Capital (TATACAP) median intrinsic value is ₹116.68 from 9 valuation models (range ₹89–₹291), vs current price ₹351.35 — -66.8% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Tata Capital stock price NSE.
TATACAP Valuation Methods Summary — DCF, Graham Number & P/E
Tata Capital intrinsic value across 9 models vs current price ₹351.35 — upside/downside and value range per method. See TATACAP P/B ratio to compare market price against book value per share.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹169.92 | ₹135.94 - ₹203.90 | -51.6% | EPS: ₹14.16, Sector P/E: 12x |
| Book Value Method | asset | ₹89.37 | ₹80.43 - ₹98.31 | -74.6% | Book Value/Share: ₹111.71, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹105.41 | ₹94.87 - ₹115.95 | -70.0% | Revenue/Share: ₹77.43, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹291.11 | ₹262.00 - ₹320.22 | -17.1% | EBITDA: ₹24552.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹105.41 | ₹94.87 - ₹115.95 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹116.68 | ₹105.01 - ₹128.35 | -66.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹175.68 | ₹158.11 - ₹193.25 | -50.0% | ROE: 12.4%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹188.65 | ₹169.78 - ₹207.52 | -46.3% | EPS: ₹14.16, BVPS: ₹111.71 |
| Dividend Yield Method | dividend | ₹105.41 | ₹94.87 - ₹115.95 | -70.0% | DPS: ₹0.57, Target Yield: 4.0% |
TATACAP Intrinsic Value vs Market Price — All Valuation Models
Tata Capital fair value range ₹89–₹291 vs current market price ₹351.35 across 9 valuation models. Check TATACAP market capitalization to track the company's total market size over time.
TATACAP Intrinsic Value Analysis — Undervalued or Overvalued?
Tata Capital median intrinsic value ₹116.68, current price ₹351.35 — Trading Above Calculated Value by 66.8%, margin of safety -100.0%.
What is the intrinsic value of TATACAP?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Tata Capital (TATACAP) is ₹116.68 (median value). With the current market price of ₹351.35, this represents a -66.8% variance from our estimated fair value.
The valuation range spans from ₹89.37 to ₹291.11, indicating ₹89.37 - ₹291.11.
Is TATACAP undervalued or overvalued?
Based on our multi-method analysis, Tata Capital (TATACAP) appears to be trading above calculated value by approximately 66.8%.
TATACAP Financial Health — Key Ratios vs Industry Benchmarks
Tata Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.04 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 12.4% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 75.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
TATACAP Cash Flow Quality — Operating & Free Cash Flow
Tata Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-37,965 Cr | ₹-37,965 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-30,088 Cr | ₹-30,088 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-37,999 Cr | ₹-37,999 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-23,190 Cr | ₹-24,322 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-14,387 Cr | ₹-15,694 Cr | Negative Cash Flow | 3/10 |