Sundaram Finance Intrinsic Value
SUNDARMFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹2125.92 | ₹1700.74 - ₹2551.10 | -60.0% | EPS: ₹177.16, Sector P/E: 12x |
| Book Value Method | asset | ₹1062.60 | ₹956.34 - ₹1168.86 | -80.0% | Book Value/Share: ₹1199.73, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹1593.90 | ₹1434.51 - ₹1753.29 | -70.0% | Revenue/Share: ₹873.09, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹2781.80 | ₹2503.62 - ₹3059.98 | -47.6% | EBITDA: ₹7544.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹2199.27 | ₹1759.42 - ₹2639.12 | -58.6% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹1593.90 | ₹1434.51 - ₹1753.29 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹1593.90 | ₹1434.51 - ₹1753.29 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹2656.50 | ₹2390.85 - ₹2922.15 | -50.0% | ROE: 14.8%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹2186.83 | ₹1968.15 - ₹2405.51 | -58.8% | EPS: ₹177.16, BVPS: ₹1199.73 |
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Valuation Comparison Chart
SUNDARMFIN Intrinsic Value Analysis
What is the intrinsic value of SUNDARMFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Sundaram Finance (SUNDARMFIN) is ₹2125.92 (median value). With the current market price of ₹5313.00, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹1062.60 to ₹2781.80, indicating ₹1062.60 - ₹2781.80.
Is SUNDARMFIN undervalued or overvalued?
Based on our multi-method analysis, Sundaram Finance (SUNDARMFIN) appears to be trading above calculated value by approximately 60.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.05 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 5.71 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 14.8% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 78.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Sundaram Finance
Additional stock information and data for SUNDARMFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-8,985 Cr | ₹-8,985 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-8,488 Cr | ₹-8,488 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-6,504 Cr | ₹-6,504 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹1,781 Cr | ₹983 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹450 Cr | ₹329 Cr | Positive Free Cash Flow | 8/10 |