Star Housing Finance P/B Ratio
Star Housing Finance (STARHFL) P/B ratio is 0.4 (Low), book value per share ₹36.00 vs Financial Services average P/B of -3.85 — Very Low - Significant discount to book value, potential distress or value opportunity. Compare with Star Housing Finance valuation methods to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
STARHFL P/B Ratio — Valuation Insights & Book Value Analysis
Star Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 0.4 (Low). For live price, earnings yield and the full fundamental profile, see STARHFL share price.
- Stock appears undervalued with PB of 0.4, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 69.0% below historical average
- Trading at premium to sector average PB of -3.85
Star Housing Finance P/B Ratio Historical Trend
STARHFL annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View STARHFL price range for the annual high/low range and current price position.
STARHFL Historical P/B Ratio — Book Value Per Share & Year-End Price
Star Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.36 | ₹36.0 | ₹13.03 | ₹144 | Low |
| 2024 | 1.4 | ₹34.1 | ₹47.77 | ₹133 | Moderate |
| 2023 | 2.74 | ₹27.18 | ₹74.50 | ₹106 | Moderate |
| 2022 | 1.32 | ₹37.65 | ₹49.80 | ₹64 | Moderate |
| 2021 | 0.64 | ₹33.75 | ₹21.55 | ₹54 | Low |
STARHFL vs Financial Services Peers — P/B Ratio Comparison
Star Housing Finance P/B 0.4 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |