Star Housing Finance P/B Ratio

STARHFL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.37
Low Valuation
Very Low - Significant discount to book value, potential distress or value opportunity

Current Valuation Metrics

P/B Ratio 0.37
Current Price ₹6.48
Book Value/Share ₹36.00
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹144 Cr
Share Capital ₹40 Cr
Reserves & Surplus ₹90 Cr
Outstanding Shares 40,000,000
Book Value per Share ₹36.00

Valuation Signal

Signal Undervalued
Historical Avg 1.29
Historical Range 0.36 - 2.74
Percentile 20.0%

Sector Context

Sector Average -11.01
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Star Housing Finance

  • Stock appears undervalued with PB of 0.37, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 71.4% below historical average
  • Trading at premium to sector average PB of -11.01

View the current stock price of Star Housing Finance for more insights.

P/B Ratio Historical Trend for Star Housing Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.36 ₹36.0 ₹13.03 ₹144 Low
2024 1.4 ₹34.1 ₹47.77 ₹133 Moderate
2023 2.74 ₹27.18 ₹74.50 ₹106 Moderate
2022 1.32 ₹37.65 ₹49.80 ₹64 Moderate
2021 0.64 ₹33.75 ₹21.55 ₹54 Low

Sector P/B Ratio Comparison

Comparing Star Housing Finance with other companies in Financial Services sector
Sector Average
-11.01
Sector Median
-0.02
Lowest P/B
-357.02
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -357.02 ₹782 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -33.87 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -11.46 ₹12 Low
CMX Holdings CMXLTD -6.26 ₹35 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low