Sri Amarnath Finance Intrinsic Value
Sri Amarnath Finance (AMARNATH) median intrinsic value is ₹19.42 from 8 valuation models (range ₹6–₹23), vs current price ₹7.77 — +149.9% upside (Trading Below Calculated Value), margin of safety 60.0%. Analyse AMARNATH shareholder distribution to track promoter, FII and institutional holdings.
AMARNATH Valuation Methods Summary — DCF, Graham Number & P/E
Sri Amarnath Finance intrinsic value across 8 models vs current price ₹7.77 — upside/downside and value range per method. For current market price and key ratios, visit AMARNATH share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹23.31 | ₹18.65 - ₹27.97 | +200.0% | EPS: ₹2.96, Sector P/E: 12x |
| Book Value Method | asset | ₹19.42 | ₹17.48 - ₹21.36 | +149.9% | Book Value/Share: ₹79.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹6.00 | ₹5.40 - ₹6.60 | -22.8% | Revenue/Share: ₹6.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹15.54 | ₹13.99 - ₹17.09 | +100.0% | EBITDA: ₹4.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹19.42 | ₹15.54 - ₹23.30 | +149.9% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹15.14 | ₹13.63 - ₹16.65 | +94.9% | EPS Growth: 6.4%, Fair P/E: 5.1x |
| Growth Adjusted P/E | growth | ₹23.31 | ₹20.98 - ₹25.64 | +200.0% | Revenue Growth: 4.7%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹23.31 | ₹20.98 - ₹25.64 | +200.0% | EPS: ₹2.96, BVPS: ₹79.00 |
AMARNATH Intrinsic Value vs Market Price — All Valuation Models
Sri Amarnath Finance fair value range ₹6–₹23 vs current market price ₹7.77 across 8 valuation models. Read AMARNATH dividend track record for the complete payout history and dividend yield track record.
AMARNATH Intrinsic Value Analysis — Undervalued or Overvalued?
Sri Amarnath Finance median intrinsic value ₹19.42, current price ₹7.77 — Trading Below Calculated Value by 149.9%, margin of safety 60.0%.
What is the intrinsic value of AMARNATH?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Sri Amarnath Finance (AMARNATH) is ₹19.42 (median value). With the current market price of ₹7.77, this represents a +149.9% variance from our estimated fair value.
The valuation range spans from ₹6.00 to ₹23.31, indicating ₹6.00 - ₹23.31.
Is AMARNATH undervalued or overvalued?
Based on our multi-method analysis, Sri Amarnath Finance (AMARNATH) appears to be trading below calculated value by approximately 149.9%.
AMARNATH Financial Health — Key Ratios vs Industry Benchmarks
Sri Amarnath Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 41.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 3.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 74.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
AMARNATH Cash Flow Quality — Operating & Free Cash Flow
Sri Amarnath Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹5 Cr | ₹5 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹16 Cr | ₹16 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-9 Cr | ₹-9 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹13 Cr | ₹13 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |