Sri Amarnath Finance Intrinsic Value

AMARNATH • Financial Services
Current Stock Price
₹7.77
Primary Intrinsic Value
₹23.31
Market Cap
₹7.8 Cr
+149.9% Upside
Median Value
₹19.42
Value Range
₹6 - ₹23
Assessment
Trading Below Calculated Value
Safety Margin
60.0%

AMARNATH Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹23.31 ₹18.65 - ₹27.97 +200.0% EPS: ₹3.00, Sector P/E: 12x
Book Value Method asset ₹19.42 ₹17.48 - ₹21.36 +149.9% Book Value/Share: ₹76.00, P/B: 0.8x
Revenue Multiple Method revenue ₹6.00 ₹5.40 - ₹6.60 -22.8% Revenue/Share: ₹6.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹15.54 ₹13.99 - ₹17.09 +100.0% EBITDA: ₹4.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹19.42 ₹15.54 - ₹23.30 +149.9% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹16.21 ₹14.59 - ₹17.83 +108.6% EPS Growth: 6.8%, Fair P/E: 5.4x
Growth Adjusted P/E growth ₹23.31 ₹20.98 - ₹25.64 +200.0% Revenue Growth: 4.7%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹23.31 ₹20.98 - ₹25.64 +200.0% EPS: ₹3.00, BVPS: ₹76.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check AMARNATH share price latest .

Valuation Comparison Chart

AMARNATH Intrinsic Value Analysis

What is the intrinsic value of AMARNATH?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Sri Amarnath Finance (AMARNATH) is ₹19.42 (median value). With the current market price of ₹7.77, this represents a +149.9% variance from our estimated fair value.

The valuation range spans from ₹6.00 to ₹23.31, indicating ₹6.00 - ₹23.31.

Is AMARNATH undervalued or overvalued?

Based on our multi-method analysis, Sri Amarnath Finance (AMARNATH) appears to be trading below calculated value by approximately 149.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 15.33 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.05 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 3.9% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 76.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.07x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹5 Cr ₹5 Cr Positive Free Cash Flow 8/10
March 2024 ₹16 Cr ₹16 Cr Positive Free Cash Flow 8/10
March 2023 ₹-9 Cr ₹-9 Cr Negative Cash Flow 3/10
March 2022 ₹13 Cr ₹13 Cr Positive Free Cash Flow 8/10
March 2021 ₹7 Cr ₹7 Cr Positive Free Cash Flow 8/10