Spandana Sphoorty Financial P/B Ratio
Spandana Sphoorty Financial (SPANDANA) P/B ratio is 0.88 (Low), book value per share ₹370.85 vs Financial Services average P/B of -3.85 — Low - Trading below book value, may indicate undervaluation. Compare with SPANDANA stock valuation models to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
SPANDANA P/B Ratio — Valuation Insights & Book Value Analysis
Spandana Sphoorty Financial price-to-book ratio interpretation, valuation status and historical context — current P/B 0.88 (Low). For live price, earnings yield and the full fundamental profile, see SPANDANA stock price BSE.
- Stock appears undervalued with PB of 0.88, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 27.5% below historical average
- Trading at premium to sector average PB of -3.85
Spandana Sphoorty Financial P/B Ratio Historical Trend
SPANDANA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View Spandana Sphoorty Financial 52-week for the annual high/low range and current price position.
SPANDANA Historical P/B Ratio — Book Value Per Share & Year-End Price
Spandana Sphoorty Financial annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.73 | ₹370.85 | ₹269.35 | ₹2,633 | Low |
| 2024 | 0.61 | ₹513.38 | ₹314.80 | ₹3,645 | Low |
| 2023 | 2.46 | ₹436.48 | ₹1073.40 | ₹3,099 | Moderate |
| 2022 | 1.25 | ₹447.83 | ₹559.30 | ₹3,090 | Moderate |
| 2021 | 1.02 | ₹429.84 | ₹438.10 | ₹2,751 | Moderate |
SPANDANA vs Financial Services Peers — P/B Ratio Comparison
Spandana Sphoorty Financial P/B 0.88 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |