Spandana Sphoorty Financial P/B Ratio
Spandana Sphoorty Financial (SPANDANA) P/B ratio is 0.78 (Low), book value per share ₹266.25 vs Financial Services average P/B of -3.59 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see SPANDANA stock price BSE.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
SPANDANA P/B Ratio — Valuation Insights & Book Value Analysis
Spandana Sphoorty Financial price-to-book ratio interpretation, valuation status and historical context — current P/B 0.78 (Low). Read Spandana Sphoorty Financial dividend policy for the complete payout history and dividend yield track record.
- Stock appears undervalued with PB of 0.78, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 34.0% below historical average
- Trading at premium to sector average PB of -3.59
Spandana Sphoorty Financial P/B Ratio Historical Trend
SPANDANA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore SPANDANA investment value to estimate fundamental worth using multiple valuation models.
SPANDANA Historical P/B Ratio — Book Value Per Share & Year-End Price
Spandana Sphoorty Financial annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.86 | ₹266.25 | ₹229.25 | ₹2,130 | Low |
| 2025 | 0.73 | ₹370.85 | ₹269.35 | ₹2,633 | Low |
| 2024 | 0.61 | ₹513.38 | ₹314.80 | ₹3,645 | Low |
| 2023 | 2.46 | ₹436.48 | ₹1073.40 | ₹3,099 | Moderate |
| 2022 | 1.25 | ₹447.83 | ₹559.30 | ₹3,090 | Moderate |
SPANDANA vs Financial Services Peers — P/B Ratio Comparison
Spandana Sphoorty Financial P/B 0.78 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| Gujarat Lease Financing | GLFL | -3.58 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.18 | ₹47 | Low |