SP Capital Financing Intrinsic Value
SP Capital Financing (SPCAPIT) median intrinsic value is ₹99.33 from 10 valuation models (range ₹21–₹163), vs current price ₹54.41 — +82.6% upside (Trading Below Calculated Value), margin of safety 45.2%. For current market price and key ratios, visit SP Capital Financing share price today.
SPCAPIT Valuation Methods Summary — DCF, Graham Number & P/E
SP Capital Financing intrinsic value across 10 models vs current price ₹54.41 — upside/downside and value range per method. Browse SPCAPIT cash flow statement for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹163.23 | ₹130.58 - ₹195.88 | +200.0% | EPS: ₹15.52, Sector P/E: 12x |
| Book Value Method | asset | ₹41.67 | ₹37.50 - ₹45.84 | -23.4% | Book Value/Share: ₹41.67, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹21.33 | ₹19.20 - ₹23.46 | -60.8% | Revenue/Share: ₹26.67, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹108.82 | ₹97.94 - ₹119.70 | +100.0% | EBITDA: ₹16.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹21.76 | ₹17.41 - ₹26.11 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹99.33 | ₹89.40 - ₹109.26 | +82.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹127.88 | ₹115.09 - ₹140.67 | +135.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹108.82 | ₹97.94 - ₹119.70 | +100.0% | ROE: 32.0%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹83.33 | ₹75.00 - ₹91.66 | +53.2% | EPS: ₹15.52, BVPS: ₹41.67 |
| Dividend Yield Method | dividend | ₹42.86 | ₹38.57 - ₹47.15 | -21.2% | DPS: ₹1.50, Target Yield: 3.5% |
SPCAPIT Intrinsic Value vs Market Price — All Valuation Models
SP Capital Financing fair value range ₹21–₹163 vs current market price ₹54.41 across 10 valuation models. Compare with SPCAPIT intrinsic value calculation to assess whether the stock is under or overvalued.
SPCAPIT Intrinsic Value Analysis — Undervalued or Overvalued?
SP Capital Financing median intrinsic value ₹99.33, current price ₹54.41 — Trading Below Calculated Value by 82.6%, margin of safety 45.2%.
What is the intrinsic value of SPCAPIT?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of SP Capital Financing (SPCAPIT) is ₹99.33 (median value). With the current market price of ₹54.41, this represents a +82.6% variance from our estimated fair value.
The valuation range spans from ₹21.33 to ₹163.23, indicating ₹21.33 - ₹163.23.
Is SPCAPIT undervalued or overvalued?
Based on our multi-method analysis, SP Capital Financing (SPCAPIT) appears to be trading below calculated value by approximately 82.6%.
SPCAPIT Financial Health — Key Ratios vs Industry Benchmarks
SP Capital Financing financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.01 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 5.08 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 32.0% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 93.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
SPCAPIT Cash Flow Quality — Operating & Free Cash Flow
SP Capital Financing operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1 Cr | ₹-25 Cr | Positive Operating Cash Flow | 6/10 |
| March 2024 | ₹1 Cr | ₹-17 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹10 Cr | ₹-2 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹2 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |