Smart Finsec P/B Ratio
Smart Finsec (SMARTFIN) P/B ratio is 1.46 (Moderate), book value per share ₹56.67 vs Financial Services average P/B of -3.59 — Moderate - Reasonably valued relative to book value. Read Smart Finsec dividend payments for the complete payout history and dividend yield track record.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
SMARTFIN P/B Ratio — Valuation Insights & Book Value Analysis
Smart Finsec price-to-book ratio interpretation, valuation status and historical context — current P/B 1.46 (Moderate). For live price, earnings yield and the full fundamental profile, see SMARTFIN share price.
- Current PB is 484.0% above historical average
- Trading at premium to sector average PB of -3.59
Smart Finsec P/B Ratio Historical Trend
SMARTFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore SMARTFIN Benjamin Graham valuation to estimate fundamental worth using multiple valuation models.
SMARTFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
Smart Finsec annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.14 | ₹56.67 | ₹8.07 | ₹17 | Low |
| 2025 | 0.15 | ₹53.33 | ₹8.23 | ₹16 | Low |
| 2024 | 0.3 | ₹50.0 | ₹14.88 | ₹15 | Low |
| 2023 | 0.44 | ₹40.0 | ₹17.58 | ₹12 | Low |
| 2022 | 0.22 | ₹36.67 | ₹8.05 | ₹11 | Low |
SMARTFIN vs Financial Services Peers — P/B Ratio Comparison
Smart Finsec P/B 1.46 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| Gujarat Lease Financing | GLFL | -3.58 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.18 | ₹47 | Low |