Shriram Finance P/B Ratio

SHRIRAMFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.27
High Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 3.27
Current Price ₹1059.30
Book Value/Share ₹1501.86
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹56,470 Cr
Share Capital ₹376 Cr
Reserves & Surplus ₹56,094 Cr
Outstanding Shares 376,000,000
Book Value per Share ₹1501.86

Valuation Signal

Signal Overvalued
Historical Avg 0.4
Historical Range 0.28 - 0.66
Percentile 100.0%

Sector Context

Sector Average -11.27
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Shriram Finance

  • Stock appears overvalued with PB of 3.27, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 709.4% above historical average
  • Trading at premium to sector average PB of -11.27

View the current stock price of Shriram Finance for more insights.

P/B Ratio Historical Trend for Shriram Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.66 ₹1501.86 ₹996.20 ₹56,470 Low
2024 0.44 ₹1321.2 ₹577.85 ₹49,677 Low
2023 0.35 ₹1171.12 ₹410.65 ₹43,800 Low
2022 0.29 ₹962.88 ₹275.40 ₹26,094 Low
2021 0.28 ₹858.38 ₹243.40 ₹21,717 Low

Sector P/B Ratio Comparison

Comparing Shriram Finance with other companies in Financial Services sector
Sector Average
-11.27
Sector Median
-0.02
Lowest P/B
-366.35
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -366.35 ₹798 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -33.87 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -14.04 ₹14 Low
CMX Holdings CMXLTD -6.89 ₹40 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.44 ₹129 Low