Shriram Finance P/B Ratio

SHRIRAMFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.8
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.8
Current Price ₹1023.20
Book Value/Share ₹1501.86
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹56,470 Cr
Share Capital ₹376 Cr
Reserves & Surplus ₹56,094 Cr
Outstanding Shares 376,000,000
Book Value per Share ₹1501.86

Valuation Signal

Signal Overvalued
Historical Avg 0.4
Historical Range 0.28 - 0.66
Percentile 100.0%

Sector Context

Sector Average -10.16
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Shriram Finance

  • Current PB is 593.1% above historical average
  • Trading at premium to sector average PB of -10.16

P/B Ratio Historical Trend for Shriram Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.66 ₹1501.86 ₹996.20 ₹56,470 Low
2024 0.44 ₹1321.2 ₹577.85 ₹49,677 Low
2023 0.35 ₹1171.12 ₹410.65 ₹43,800 Low
2022 0.29 ₹962.88 ₹275.40 ₹26,094 Low
2021 0.28 ₹858.38 ₹243.40 ₹21,717 Low

Sector P/B Ratio Comparison

Comparing Shriram Finance with other companies in Financial Services sector
Sector Average
-10.16
Sector Median
-0.02
Lowest P/B
-320.39
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -320.39 ₹680 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.93 ₹9 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
CMX Holdings CMXLTD -5.3 ₹30 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low