Shalibhadra Finance Intrinsic Value
Shalibhadra Finance (SAHLIBHFI) median intrinsic value is ₹50.00 from 10 valuation models (range ₹23–₹89), vs current price ₹77.93 — -35.8% downside (Trading Above Calculated Value), margin of safety -55.9%. Read SAHLIBHFI dividend growth for the complete payout history and dividend yield track record.
SAHLIBHFI Valuation Methods Summary — DCF, Graham Number & P/E
Shalibhadra Finance intrinsic value across 10 models vs current price ₹77.93 — upside/downside and value range per method. Analyse SAHLIBHFI FII DII holdings to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹75.72 | ₹60.58 - ₹90.86 | -2.8% | EPS: ₹6.31, Sector P/E: 12x |
| Book Value Method | asset | ₹44.39 | ₹39.95 - ₹48.83 | -43.0% | Book Value/Share: ₹55.48, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹23.38 | ₹21.04 - ₹25.72 | -70.0% | Revenue/Share: ₹13.23, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹50.00 | ₹45.00 - ₹55.00 | -35.8% | EBITDA: ₹31.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹31.17 | ₹24.94 - ₹37.40 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹40.38 | ₹36.34 - ₹44.42 | -48.2% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹54.27 | ₹48.84 - ₹59.70 | -30.4% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹73.55 | ₹66.19 - ₹80.91 | -5.6% | ROE: 11.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹88.75 | ₹79.88 - ₹97.63 | +13.9% | EPS: ₹6.31, BVPS: ₹55.48 |
| Dividend Yield Method | dividend | ₹23.38 | ₹21.04 - ₹25.72 | -70.0% | DPS: ₹0.40, Target Yield: 4.0% |
SAHLIBHFI Intrinsic Value vs Market Price — All Valuation Models
Shalibhadra Finance fair value range ₹23–₹89 vs current market price ₹77.93 across 10 valuation models. For current market price and key ratios, visit SAHLIBHFI share price screener.
SAHLIBHFI Intrinsic Value Analysis — Undervalued or Overvalued?
Shalibhadra Finance median intrinsic value ₹50.00, current price ₹77.93 — Trading Above Calculated Value by 35.8%, margin of safety -55.9%.
What is the intrinsic value of SAHLIBHFI?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Shalibhadra Finance (SAHLIBHFI) is ₹50.00 (median value). With the current market price of ₹77.93, this represents a -35.8% variance from our estimated fair value.
The valuation range spans from ₹23.38 to ₹88.75, indicating ₹23.38 - ₹88.75.
Is SAHLIBHFI undervalued or overvalued?
Based on our multi-method analysis, Shalibhadra Finance (SAHLIBHFI) appears to be trading above calculated value by approximately 35.8%.
SAHLIBHFI Financial Health — Key Ratios vs Industry Benchmarks
Shalibhadra Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 11.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 75.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
SAHLIBHFI Cash Flow Quality — Operating & Free Cash Flow
Shalibhadra Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-27 Cr | ₹-32 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹3 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-5 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |