Scintilla Commercial & Credit Intrinsic Value
Scintilla Commercial & Credit (SCC) median intrinsic value is ₹9.28 from 2 valuation models (range ₹8–₹9), vs current price ₹11.02 — -15.8% downside (Trading Above Median Value), margin of safety -18.8%. Analyse Scintilla Commercial & Credit ownership structure to track promoter, FII and institutional holdings.
SCC Valuation Methods Summary — DCF, Graham Number & P/E
Scintilla Commercial & Credit intrinsic value across 2 models vs current price ₹11.02 — upside/downside and value range per method. For current market price and key ratios, visit Scintilla Commercial & Credit share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹8.00 | ₹7.20 - ₹8.80 | -27.4% | Book Value/Share: ₹10.00, P/B: 0.8x |
| Simple DCF (5Y) | dcf | ₹9.28 | ₹7.42 - ₹11.14 | -15.8% | CF Growth: 5.0%, Discount: 15% |
SCC Intrinsic Value vs Market Price — All Valuation Models
Scintilla Commercial & Credit fair value range ₹8–₹9 vs current market price ₹11.02 across 2 valuation models. Read Scintilla Commercial & Credit dividend payments for the complete payout history and dividend yield track record.
SCC Intrinsic Value Analysis — Undervalued or Overvalued?
Scintilla Commercial & Credit median intrinsic value ₹9.28, current price ₹11.02 — Trading Above Median Value by 15.8%, margin of safety -18.8%.
What is the intrinsic value of SCC?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of Scintilla Commercial & Credit (SCC) is ₹9.28 (median value). With the current market price of ₹11.02, this represents a -15.8% variance from our estimated fair value.
The valuation range spans from ₹8.00 to ₹9.28, indicating ₹8.00 - ₹9.28.
Is SCC undervalued or overvalued?
Based on our multi-method analysis, Scintilla Commercial & Credit (SCC) appears to be trading above median value by approximately 15.8%.
SCC Financial Health — Key Ratios vs Industry Benchmarks
Scintilla Commercial & Credit financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.00 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.10 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | -80.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -1707.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
SCC Cash Flow Quality — Operating & Free Cash Flow
Scintilla Commercial & Credit operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |