Scintilla Commercial & Credit Intrinsic Value

SCC • Financial Services
Current Stock Price
₹10.29
Primary Intrinsic Value
₹8.00
Market Cap
₹10.3 Cr
-9.8% Downside
Median Value
₹9.28
Value Range
₹8 - ₹9
Assessment
Trading Near Calculated Value
Safety Margin
-10.9%

SCC Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹8.00 ₹7.20 - ₹8.80 -22.3% Book Value/Share: ₹10.00, P/B: 0.8x
Simple DCF (5Y) dcf ₹9.28 ₹7.42 - ₹11.14 -9.8% CF Growth: 5.0%, Discount: 15%
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check SCC share price latest .

Valuation Comparison Chart

SCC Intrinsic Value Analysis

What is the intrinsic value of SCC?

Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of Scintilla Commercial & Credit (SCC) is ₹9.28 (median value). With the current market price of ₹10.29, this represents a -9.8% variance from our estimated fair value.

The valuation range spans from ₹8.00 to ₹9.28, indicating ₹8.00 - ₹9.28.

Is SCC undervalued or overvalued?

Based on our multi-method analysis, Scintilla Commercial & Credit (SCC) appears to be trading near calculated value by approximately 9.8%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 1.00 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.10 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity -80.0% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin -1707.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2024 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2023 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2022 ₹-2 Cr ₹-2 Cr Negative Cash Flow 3/10
March 2021 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2020 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10