SBI Life Insurance P/B Ratio
SBI Life Insurance (SBILIFE) P/B ratio is 8.48 (High), book value per share ₹190.29 vs Insurance average P/B of 4.55 — Very High - Significant premium, high growth expectations or speculative. Read SBILIFE dividend history for the complete payout history and dividend yield track record.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
SBILIFE P/B Ratio — Valuation Insights & Book Value Analysis
SBI Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 8.48 (High). For live price, earnings yield and the full fundamental profile, see SBI Life Insurance share price chart.
- Stock appears overvalued with PB of 8.48, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 4.55
SBI Life Insurance P/B Ratio Historical Trend
SBILIFE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore SBILIFE investment value to estimate fundamental worth using multiple valuation models.
SBILIFE Historical P/B Ratio — Book Value Per Share & Year-End Price
SBI Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 9.1 | ₹190.29 | ₹1731.00 | ₹19,086 | High |
| 2025 | 12.0 | ₹169.51 | ₹2034.90 | ₹16,985 | High |
| 2024 | 9.34 | ₹148.79 | ₹1390.40 | ₹14,909 | High |
| 2023 | 11.02 | ₹130.05 | ₹1432.60 | ₹13,018 | High |
| 2022 | 10.59 | ₹116.22 | ₹1231.30 | ₹11,622 | High |
SBILIFE vs Insurance Peers — P/B Ratio Comparison
SBI Life Insurance P/B 8.48 vs Insurance average 4.55, median 4.46 — range 0.81–9.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.81 | ₹59,334 | Low |
| The New India Assurance … | NIACL | 1.32 | ₹30,556 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,315 | Moderate |
| LIC of India | LICI | 2.89 | ₹495,247 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.88 | ₹15,059 | High |
| ICICI Lombard General In… | ICICIGI | 4.33 | ₹71,267 | High |
| Star Health Insurance | STARHEALTH | 4.46 | ₹31,822 | High |
| Go Digit General Insuran… | GODIGIT | 4.97 | ₹23,253 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.11 | ₹67,052 | High |
| HDFC Life Insurance | HDFCLIFE | 5.83 | ₹111,372 | High |