SBFC Finance P/B Ratio

Current P/B Ratio
3.17
High Valuation
High - Premium to book value, growth expectations or asset-light model

SBFC Finance (SBFC) P/B ratio is 3.17 (High), book value per share ₹29.40 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see SBFC share price.

Current Valuation Metrics

P/B Ratio 3.17
Current Price ₹90.77
Book Value/Share ₹29.40
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹3,190 Cr
Share Capital ₹1,085 Cr
Reserves & Surplus ₹2,101 Cr
Outstanding Shares 1,085,000,000
Book Value per Share ₹29.40

Valuation Signal

Signal Overvalued
Historical Avg 3.88
Historical Range 3.5 - 4.61
Percentile 0.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

SBFC P/B Ratio — Valuation Insights & Book Value Analysis

SBFC Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 3.17 (High). Compare with SBFC DCF valuation to assess whether the stock is under or overvalued.

  • Stock appears overvalued with PB of 3.17, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of -3.85

SBFC Finance P/B Ratio Historical Trend

SBFC annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View SBFC price range for the annual high/low range and current price position.

SBFC Historical P/B Ratio — Book Value Per Share & Year-End Price

SBFC Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 3.54 ₹29.4 ₹104.05 ₹3,190 High
2024 3.5 ₹25.91 ₹90.71 ₹2,778 High
2023 4.61 ₹19.4 ₹89.40 ₹1,727 High

SBFC vs Financial Services Peers — P/B Ratio Comparison

SBFC Finance P/B 3.17 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low