Satin Creditcare P/B Ratio

SATIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.62
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.62
Current Price ₹146.20
Book Value/Share ₹231.18
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,543 Cr
Share Capital ₹110 Cr
Reserves & Surplus ₹2,433 Cr
Outstanding Shares 110,000,000
Book Value per Share ₹231.18

Valuation Signal

Signal Undervalued
Historical Avg 0.74
Historical Range 0.4 - 1.25
Percentile 20.0%

Sector Context

Sector Average -10.63
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Satin Creditcare

  • Stock appears undervalued with PB of 0.62, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -10.63

View the current stock price of Satin Creditcare for more insights.

P/B Ratio Historical Trend for Satin Creditcare

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.62 ₹231.18 ₹143.76 ₹2,543 Low
2024 0.69 ₹218.27 ₹150.50 ₹2,401 Low
2023 1.25 ₹191.53 ₹240.20 ₹1,628 Moderate
2022 0.74 ₹210.93 ₹156.80 ₹1,582 Low
2021 0.4 ₹221.79 ₹89.15 ₹1,486 Low

Sector P/B Ratio Comparison

Comparing Satin Creditcare with other companies in Financial Services sector
Sector Average
-10.63
Sector Median
-0.02
Lowest P/B
-339.81
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -339.81 ₹734 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -32.17 ₹23 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -11.46 ₹12 Low
CMX Holdings CMXLTD -6.26 ₹35 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low