Sahara Housing Fina Corporation Intrinsic Value
Sahara Housing Fina Corporation (SAHARAHOUS) median intrinsic value is ₹15.80 from 8 valuation models (range ₹12–₹99), vs current price ₹39.49 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read SAHARAHOUS dividend track record for the complete payout history and dividend yield track record.
SAHARAHOUS Valuation Methods Summary — DCF, Graham Number & P/E
Sahara Housing Fina Corporation intrinsic value across 8 models vs current price ₹39.49 — upside/downside and value range per method. For current market price and key ratios, visit Sahara Housing Fina Corporatio share price chart.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹11.85 | ₹9.48 - ₹14.22 | -70.0% | EPS: ₹0.40, Sector P/E: 12x |
| Book Value Method | asset | ₹60.57 | ₹54.51 - ₹66.63 | +53.4% | Book Value/Share: ₹75.71, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹11.85 | ₹10.66 - ₹13.04 | -70.0% | Revenue/Share: ₹10.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹15.80 | ₹14.22 - ₹17.38 | -60.0% | EBITDA: ₹2.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹98.73 | ₹78.98 - ₹118.48 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹11.85 | ₹10.66 - ₹13.04 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹11.85 | ₹10.66 - ₹13.04 | -70.0% | Revenue Growth: -10.7%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹26.10 | ₹23.49 - ₹28.71 | -33.9% | EPS: ₹0.40, BVPS: ₹75.71 |
SAHARAHOUS Intrinsic Value vs Market Price — All Valuation Models
Sahara Housing Fina Corporation fair value range ₹12–₹99 vs current market price ₹39.49 across 8 valuation models. Analyse Sahara Housing Fina Corporatio shareholding analysis to track promoter, FII and institutional holdings.
SAHARAHOUS Intrinsic Value Analysis — Undervalued or Overvalued?
Sahara Housing Fina Corporation median intrinsic value ₹15.80, current price ₹39.49 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of SAHARAHOUS?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Sahara Housing Fina Corporation (SAHARAHOUS) is ₹15.80 (median value). With the current market price of ₹39.49, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹11.85 to ₹98.73, indicating ₹11.85 - ₹98.73.
Is SAHARAHOUS undervalued or overvalued?
Based on our multi-method analysis, Sahara Housing Fina Corporation (SAHARAHOUS) appears to be trading above calculated value by approximately 60.0%.
SAHARAHOUS Financial Health — Key Ratios vs Industry Benchmarks
Sahara Housing Fina Corporation financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.57 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Operating Margin | 30.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
SAHARAHOUS Cash Flow Quality — Operating & Free Cash Flow
Sahara Housing Fina Corporation operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹24 Cr | ₹24 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹10 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |