RLF Intrinsic Value
RLF (RLF) median intrinsic value is ₹25.34 from 8 valuation models (range ₹3–₹29), vs current price ₹9.80 — +158.6% upside (Trading Below Calculated Value), margin of safety 61.3%. Also explore RLF stock price data download to track price trends across different timeframes.
RLF Valuation Methods Summary — DCF, Graham Number & P/E
RLF intrinsic value across 8 models vs current price ₹9.80 — upside/downside and value range per method. Browse RLF annual financials for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹29.40 | ₹23.52 - ₹35.28 | +200.0% | EPS: ₹3.96, Sector P/E: 12x |
| Book Value Method | asset | ₹24.50 | ₹22.05 - ₹26.95 | +150.0% | Book Value/Share: ₹28.00, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹3.20 | ₹2.88 - ₹3.52 | -67.3% | Revenue/Share: ₹4.00, P/S: 0.8x |
| Simple DCF (5Y) | dcf | ₹9.28 | ₹7.42 - ₹11.14 | -5.3% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹25.34 | ₹22.81 - ₹27.87 | +158.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹29.40 | ₹26.46 - ₹32.34 | +200.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹19.60 | ₹17.64 - ₹21.56 | +100.0% | ROE: 14.3%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹29.40 | ₹26.46 - ₹32.34 | +200.0% | EPS: ₹3.96, BVPS: ₹28.00 |
RLF Intrinsic Value vs Market Price — All Valuation Models
RLF fair value range ₹3–₹29 vs current market price ₹9.80 across 8 valuation models. For current market price and key ratios, visit RLF share price today.
RLF Intrinsic Value Analysis — Undervalued or Overvalued?
RLF median intrinsic value ₹25.34, current price ₹9.80 — Trading Below Calculated Value by 158.6%, margin of safety 61.3%.
What is the intrinsic value of RLF?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of RLF (RLF) is ₹25.34 (median value). With the current market price of ₹9.80, this represents a +158.6% variance from our estimated fair value.
The valuation range spans from ₹3.20 to ₹29.40, indicating ₹3.20 - ₹29.40.
Is RLF undervalued or overvalued?
Based on our multi-method analysis, RLF (RLF) appears to be trading below calculated value by approximately 158.6%.
RLF Financial Health — Key Ratios vs Industry Benchmarks
RLF financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.67 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 14.3% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 61.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
RLF Cash Flow Quality — Operating & Free Cash Flow
RLF operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2019 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2018 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2017 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2016 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2015 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |